MetLife dental NCD
National Care Dental is offering dental coverage in the MetLife dental network. MetLife dental NCD is available is several states and will soon be adding both NY and CT to that list! If you already know the details abou the product and simply want to contract, use the link below.
CLICK HERE TO CONTRACT Note: When prompted, please enter the password: ‘Leader’
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The Metlife dental NCD product offers three levels of coverage.
Clients will like these plans because; they have great plan options with extremely high coverage amounts.
The levels of coverage with this plan start out at $750 of basic coverage on the NCD Value by MetLife plan. The next level of coverage is the NCD Essentials by MetLife which offers $2,000 of coverage per calendar year. The Third and most impressive plan is the NCD Complete by MetLife; this plan offers an unheard of $10,000 worth of coverage per year!
MetLife NationalCare Dental plans are now available in the following states:
AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MI, MN, MO, MS, ND, NE, NJ, NV, OH, OK, PA, RI, SC, TN, TX, VA, WI, WV, WY
Please note; these plans are coming soon to NY as well as CT.
The three plan options
1. Value by MetLife benefits:
Annual maximum benefit $750 (a $50 deductible applies annually per member)
The Value plan covers dental exams at 100% (2 exams per 12 month period). Clients also receive 100% coverage for bitewing x-rays (1 per 12 month period), 2 cleanings per year as well as fluoride for children under 16 years old.
This plan provides coverage for basic care starting at 50% for year 1 and going up to 80% for the third year of coverage.
Major dental care is not covered for the first year on this plan. Although year 2 provides 10% coverage and the third year provides 25% coverage for these services.
2. Essentials by MetLife benefits:
For this plan, the annual maximum benefit is $2,000 (a $50 deductible applies annually per member)
Members receive 100% coverage for preventative care including; dental exams (3 per 12 month period). Other services covered at 100% on this plan are; bitewing x-rays (1 per year), 3 cleanings per year and fluoride for children under 16.
Basic care coverage starts at 65% for the first year and goes up to 80% for the second year. Third year coverage is 90% on this plan.
Major dental services are covered at 10% for the first year, 50% for the second year and 60% for the third year.
3. Complete by MetLife benefits:
The NCD Complete plan is a complete coverage option with the annual maximum benefit of $10,000 (there is a $100 lifetime deductible for this plan)
The Complete plan covers preventative care at 100%. This includes three routine exams and cleanings per year. This plan also covers 1 set of bitewing x-rays as well as fluoride treatments for children under 16 at 100%.
Basic care is covered the first year at 65%. The second year at 80% and the third year at 90%.
Major dental care is covered at 10% the first year, 50% the second year, and 60% the third year.
As you can see, these plans offer the comprehensive benefit packages that your clients are looking for.
If you want to offer these products to your clients; contact lisa@croweandassociates for contracting.