Why veterans should use $0 premium plans
There are a large number of Medicare eligible veterans who rely on VA facilities for their medical care and Rx coverage. Although it is not possible to put all those using VA benefits in the same category, I have found a general trend working with veterans in Connecticut. Most tend to go to VA doctors for routine care and use the VA in order to get their generic prescriptions filled. The need for hospital or emergency care seems to be a different story as most usually tell me they prefer to go to the local hospital or emergency room.
The other trend I often see is that they tend to have Medicare A and B benefits without any secondary plan or Rx coverage. This can lead to out of pocket costs when the veteran needs a name brand drug or chooses to use the local hospital or emergency room. Medicare A and B leaves them with out of pocket expenses when they use non VA providers.