Life insurance plans
If you are an agent who wants to sell Life insurance plans, Crowe and Associates has many options to choose from. Agents have access to a number of leading life carriers for Term, UL, IUL and Whole life policies. Our list of carriers includes; John Hancock, William Penn, Banner, Protective, Lincoln Financial, Trans America, AIG , North American, Nationwide, Prudential, Foresters, Mutual of Omaha, Mass Mutual and more.
Life Insurance agent support
We have a dedicated team that works with agents to help them with case preparation, quotes, applications and sales strategies. Applications are available in paper and online as well as by phone. In addition, we offer a simplified paper process that only requires the agent to complete a 2 page document with their prospects. For policies requiring medical underwriting, we can assist agents with ordering the paramed if they would like.
Term and UL quote site
All contracted agents have access to our web based, life insurance quote and comparison site. This site compares Term and UL products. It can generate comparisons and show multiple terms and face amounts. Agents will save time and effort utilizing the program as well as have a professional comparison to share with prospects. The site will not run IUL or Whole life comparisons. Our support team can run illustrations for both product types for agents as needed. Those who are looking to run their own quotes can utilize the carriers software to generate IUL and Whole life proposals.
All of our commissions are set up to pay directly to the appointed agent. As a result, agents will own their own book of business and will receive all initial and renewal commissions directly. Additionally, most carriers offer up to a 9 month advance on sales commission payments. The commission rates are always set at street level or higher.