GET CONTRACTED
Edward@Croweandassociates.com
Call us: 1.203.796.5403
Crowe & AssociatesCrowe & Associates
  • Home
  • ABOUT
  • Sales Blog
  • Sales Tools
    • Online enrollment
      • Connect4Medicare
      • Sunfire
    • Quote and comparison site
    • Application Processing
    • Free Medicare lead program
    • Agent website
    • Predictive dialer
  • Free Leads
  • Products
    • Medicare Plans
    • Life Insurance Plans
    • Final Expense Insurance
    • Long Term Care Insurance
    • Fixed and Indexed Annuities
    • Healthshares
    • Dental and Vision Plans
    • Other Products
  • Training Webinars
  • Contact Us

Blog

Home 2014 January
United Health Care branded Plan C Medigap Connecticut

United Health Care branded Plan C Medigap Connecticut

By Ed Crowe | Medicare Supplements | 0 comment | 30 January, 2014 | 0

United Health Care branded Plan C Medigap Connecticut

This post contains some important information about United Health Care branded Plan C Medigap Connecticut.  The terms “Medigap” and “Medicare Supplement”  are interchangeable they both describe the same product.  They both refer to an insurance plan that provides medical coverage that is secondary to Original Medicare.  In fact,  Medigap plans are standardized in Connecticut.  This means that there is no variation in the benefits clients receive from one company to another company.  AARP branded Medigap plans through United Healthcare currently have the lowest rates in Connecticut.  Plan C is one of three Medigap plans in Connecticut that people under the age of 65 can enroll in.

CLICK HERE FOR MORE INFORMATION ON PLAN C

 FOR MORE INFORMATION – CLICK HERE

CLICK HERE FOR AN APPLICATION

If you have any questions, please contact us.  You can reach us either by phone at (203)796-5403 or by email at Edward@croweandassociates.com.  We are happy to give our agents any support that they need in order to be their best and grow their books.

 

 

UHC Branded Plan C Medicare Connecticut Supplement

UHC Branded Plan C Medicare Connecticut Supplement

By Ed Crowe | Medicare Supplements | 0 comment | 30 January, 2014 | 0

UHC Branded Plan C Medicare Connecticut Supplement

Original Medicare covers many health care services as well as supplies. Although, there are many costs it doesn’t cover.  That is why we will explain some things about the UHC Branded Plan C Medicare Connecticut Supplement.  A Medicare Supplement policy is health insurance that private insurance companies are able to sell to clients.  In fact, clients use these policies to fill gaps in their Original Medicare coverage.  Medicare Supplement plan C is unique in Connecticut.  This is because it is one of three supplements in the state that people on Medicare under the age of 65 can enroll in.

Medigap policies like plan C help pay your share (coinsurance, copayments, or deductibles) of the costs of Medicare-covered services. Some Medigap policies cover certain costs not covered by Original Medicare.  Plan C is the most comprehensive plan that can be purchased by people under the age of 65.  Plan C covers all categories of benefits not fully covered by Original Medicare with the exception of Part B excess over 100%.

Medigap insurance companies

Insurance companies can only sell you a standardized Medigap policy identified by letters A through N. Each standardized Medigap policy must offer the same basic benefits, no matter which insurance company sells it. Cost is usually the only difference between Medigap policies sold by different insurance companies. Additionally,  AARP branded supplements through United Healthcare currently have the best rates for medicare supplement Plan C.

These supplemental plans can be a very important tool to fill your clients insurance coverage needs.  We want to make certain that our clients have all the coverage to protect both their healthcare needs as well as their budgets.  It is important for you as an agent to be knowledgeable about all the options for insurance that your clients have available to them.

CLICK FOR MORE INFORMATION

CLICK FOR AN APPLICATION

If you have any questions, please contact us.  You can reach us either by phone at 203-796-5403 or by email at admin@croweandassociates.com.

UHC Branded Plan L Medigap Connecticut

UHC Branded Plan L Medigap Connecticut

By Ed Crowe | Medicare Supplements | 0 comment | 30 January, 2014 | 0

UHC Branded Plan L Medigap Connecticut

The term “Medigap” and “Medicare Supplement” are the same.  They are both just terms to describe Medicare plans that are secondary to Original Medicare.  These plans only cover medical expenses.  They do not include a Part D drug benefit.  That is why we are taking the time to inform our agents about the UHC Branded Plan L Medigap Connecticut.   In fact,  Medigap Plan L is offered by AARP through United Healthcare. United Healthcare currently has the lowest cost plan L in Connecticut.

All Medigap plans are subsidized in the state of Connecticut.  In fact, this means that if a company offers a Plan L, it must have the same benefits as every other company that offers the option of a Plan L.     CLICK HERE TO LEARN MORE ABOUT PLAN L.  Please keep yourself up to date on all the Medicare supplement plans available to your clients.  This is the best way to give your clients the service they deserve, so they will not need to go elsewhere for information.  If you provide clients the coverage they need as well as the prices they can afford, your book of clients will grow.

CLICK HERE FOR MORE INFORMATION

CLICK HERE FOR AN APPLICATION

Please feel free to contact us if you have any other Questions.  You can reach us either by phone at 203-796-5403 or by email at admin@croweandassociates.com.

UHC Branded Plan F Medigap Connecticut

UHC Branded Plan F Medigap Connecticut

By Ed Crowe | Medicare Supplements | 0 comment | 30 January, 2014 | 0

UHC Branded Plan F Medigap Connecticut

This post will explain some of the ways that UHC Branded Plan F Medigap Connecticut can benefit your clients.  The term “Medigap” and “Medicare Supplement” mean the same thing.  They are both names for a particular plan that is secondary to Original Medicare that a private insurance company offers. In fact,  Medigap plan F and Medicare Supplement plan F are one in the same.  It is important to note that Plan F covers 100% of medical expenses that  Medicare Part A and B do not cover.  Although, Medigap plans do not cover prescription drugs.   You will need a separate stand alone Part D plan in order to obtain drug coverage.

AARP offered through United Healthcare currently has the lowest cost plan F supplement in Connecticut at a monthly rate of $220.50 a month.  This rate is lowered by 5% if a spouse also has a AARP supplement plan.  You can also lower your payment by an additional $2.00 a month if  you elect to have payments automatically deducted from your bank account.  Click the following link if you would like more information about Plan F.   INFORMATION ON PLAN F

 FOR MEDICARE ADVANTAGE AND MEDICARE SUPPLEMENT COMPARISON INFORMATION CLICK HERE

CLICK HERE FOR AN APPLICATION

Please feel free to contact us if you have any other questions.  You can either call our office at 203-796-5403 or email us at admin@croweandassociates.com.  We are here to help you feel secure with the health coverage that will best fit your medical needs as well as your personal budget.

United Health Care Branded Plan N Medigap Connecticut

United Health Care Branded Plan N Medigap Connecticut

By Ed Crowe | Medicare Supplements | 0 comment | 30 January, 2014 | 0

United Health Care Branded Plan N Medigap Connecticut

Crowe and Associates would like to help you answer any questions you have about United Health Care Branded Plan N Medigap Connecticut.  Both terms “Medicare Supplement” and “Medigap” are interchangeable as they refer to the same insurance coverage. People use both these terms as names for private insurance plans that you can use as secondary coverage after your Original Medicare plan.  You should note that Medigap plans do not included Part D drug coverage.  In fact,  AARP offers Medigap plans through United Healthcare.  Additionally, people who purchase this UHC plan currently enjoy a lower premium rate.  This is an advantage over the other companies who offer Medigap plans at a higher rate in the state of Connecticut.

Often times people choose to use the Plan N as a supplement option as an alternative insurance choice to a Plan F Medigap plan.   If you would like to learn more about this,  FOR MORE INFORMATION ON PLAN N CLICK HERE.

 

CLICK HERE FOR MORE INFORMATION

CLICK HERE FOR APPLICATION

 

In Addition, please feel free to contact us if you have any questions.  You can reach us either by phone at (203)796-5403 or by email at admin@croweandasssociates.com.

AARP Plan N Supplement Connecticut Medicare

AARP Plan N Supplement Connecticut Medicare

By Ed Crowe | Medicare Supplements | 0 comment | 30 January, 2014 | 0

AARP Plan N Supplement Connecticut Medicare

If you would like to learn more about AARP Plan N Supplement Connecticut Medicare, you should read this post.  AARP Medicare Supplements offered through United Healthcare currently have the lowest monthly premiums in Connecticut.   Medicare Supplements (also called Medigap) are standardized in Connecticut which means the benefits are uniform from company to company.  Plan N Supplement should be given consideration as an alternative to Plan F.   Plan N covers 100% of the part A deductible and coinsurance.  It will cover all but $20 of the Medicare Part B coinsurance.   The only other charge is a $50 charge for emergency room visits.

Plan N does not cover the part B deductible which is $144.00 one time per year.  It also does not cover part B excess over 100% and excludes coverage for foreign travel emergency.   The plan is still very solid and like all supplements, allows you to go to any doctor you choose as long as they accept Medicare.   The premium for plan N is $147.00 a month.  This cost should be compared to Plan F ($221.00 a month).  Often, the math will come out better on the plan N vs. the Plan F due to the premium savings.

CLICK FOR MORE INFORMATION

CLICK FOR AN APPLICATION

Other Questions?  Call our office at 203-796-5403

United Health Care branded Plan L Supplement Medicare Connecticut

United Health Care branded Plan L Supplement Medicare Connecticut

By Ed Crowe | Medicare Supplements | 0 comment | 30 January, 2014 | 0

United Health Care branded Plan L Supplement Medicare Connecticut

This post will give some information about the United Health Care branded Plan L Supplement Medicare Connecticut.  In fact, AARP Medicare Supplements offered through United Healthcare currently have the lowest monthly premiums in Connecticut.   Medicare Supplements (also called Medigap) are standardized in Connecticut which means the benefits are uniform from company to company.  Plan L covers 75% of the cost share that Medicare A and B does not cover.  This means that plan L will cover 75% of the inpatient hospital deductible from Part A of Medicare and 75% of the Part B co-insurance. (Medicare Part B has 20% coinsurance).

Plan L

Plan L does not cover the part B deductible which is $144.00 one time per year.  It also does not cover part B excess over 100% and excludes coverage for foreign travel emergency.   The plan is still very solid and like all supplements, allows you to go to any doctor you choose as long as they accept Medicare.   The premium for plan L is $114.00 a month.  This cost should be compared to Plan N ($147.00) a month and Plan F ($221.00 a month).  In many cases, the math will come out better on the plan L as compared to the F or N.  You will see this is the case when you factor in the premium savings.

Bottom line:  Once Plan L covers 75% of the part B coinsurance, it will leave very small charges for doctors visits in the $8 to $12 range.  An inpatient stay would cost more as Plan L will cover 75% of the Part A deductible leaving the insured with $304 to pay out of the total charge of $1,216.00.

CLICK FOR MORE INFORMATION

CLICK FOR AN APPLICATION

If you have any other questions, please contact us. You can either call our office at 203-796-5403 or email us at admin@croweandassociates.com.

United Health Care branded Plan F Medicare Supplements CT

United Health Care branded Plan F Medicare Supplements CT

By Ed Crowe | Medicare Supplements | 0 comment | 29 January, 2014 | 0

United Health Care branded Plan F Medicare Supplements CT

This post will give you some information about United Health Care branded Plan F Medicare Supplements CT.  Medicare Supplement plans (also called Medigap plans) are standardized in Connecticut.  This means that if a company offers clients a plan such as plan F, they must have the exact same Medical benefits as every other plan F that is available to clients.  As a result, finding the best plan F Medicare Supplement plan really just comes down to which company is offering it for the lowest premium.  United Health Care offers AARP plans in the state of CT.  These plans are consistently lower priced as compared to other plan F options available.

There are 10 possible Supplement plans that companies can offer in CT.   They are A,B,C,F, High Deductible F, D,G,K,L, M and N.  Each plan provides a different level of coverage.  Plan F is the most comprehensive and covers 100% of medical services that Original Medicare covers.   In other words,  people with a Plan F will not pay anything for medical services such as doctors visits, hospital stays, testing,  or any other approved medical expense.

Keep in mind that Supplements do not cover medications.  In fact, You will need to purchase a separate Medicare Part D plan if you want to have drug coverage.   Additionally, only services that original Medicare approves will be paid for by the Medicare Supplement plans.

Click here for a full list of companies offering Medicare Supplements in CT

 FOR MORE INFORMATION ON SUPPLEMENTS

CLICK HERE FOR AN APPLICATION

If you have any questions please feel free to contact us. You can reach us either by phone at (203)796-5403 or by email at admin@croweandasssocaites.com.  We are here to make sure you get the coverage you need at a price you can afford.

Guaranteed Golden Sales Contract (Vantis)

Guaranteed Golden Sales Contract (Vantis)

By Ed Crowe | Life Insurance | 0 comment | 28 January, 2014 | 0

Guaranteed Golden Sales Contract (Vantis)

This post is going to give you some information about the Guaranteed Golden Sales Contract (Vantis).

Vantis Life offers the Guaranteed Golden Final Expense product in most states including NY.  In fact, this plan has quickly become the most popular guaranteed life product on the market.  The Face amounts for the product are $5,000, $10,000, $15,000 as well as $20,000.  Anyone between the ages of 50 to 80 years of age is eligible to apply for this policy.   Applications are only two pages long, this includes the one page rate sheet.  There are no health questions. The product has a two year grade.   CLICK HERE FOR 2014 GG Rate Sheet

We can set up either agent contracts or Agency contracts with payments that go directly to both the individual agents and overrides going to the agency.  Please be aware that Vantis will not issue agent writing numbers until the first case has been submitted.

Please click the link below to access the contracting.  Feel free to contact us with any questions you may have.  You can reach us either by phone at 203-796-5403 or by email at Edward@croweandassociates.com.

CLICK HERE FOR GUARANTEED GOLDEN SALES CONTRACTING

 

Stand Alone Dental Plans Connecticut

Stand Alone Dental Plans Connecticut

By Ed Crowe | Dental | 0 comment | 28 January, 2014 | 0

Stand Alone Dental Plans Connecticut

There are a number of stand alone dental plans Connecticut.  Stand alone dental simply means that either an individual or family can purchase the plan on its own.  There is no need to purchase any other type of insurance plan with it.  The plan is also not connected to any type of insurance plan that is offered from an employer.   In fact, when you purchase a stand alone plan, there is almost always a waiting period on both the basic and major services.   These waiting periods usually range from 6  up to 12 months.  It all depends on the plan you choose.

Cigna dental

Cigna dental currently has a stand alone dental plan with the best rates available for the benefits you receive.  They have three plan offerings. There is one plan that covers preventative only. There are two traditional dental plans with a $1,000 and $1,500 max annual benefit per person on the basic and major services.   All three plan designs are PPO’s.   This allows you to see any dentist even if they are not participating in the Cigna dental network.

In addition to having the lowest rates currently available in CT and one of the better networks of dentists, they will also waive the waiting period on basic and major services if the applicant has had previous dental coverage without a lapse.

CLICK HERE FOR MORE INFORMATION AND BENEFIT SUMMARIES

CLICK HERE TO QUOTE CIGNA DENTAL AND/OR ENROLL IN A PLAN

If you have any questions about these dental plans, please feel free to contact us.  You can reach us either by phone at (203)796-5403 or by email at Edward@croweandassociates.com.  We are always happy to help you choose the right insurance coverage for yourself and your family.  We can find a policy that fits your medical needs as well as your budget.

12

Categories

  • Annuities
  • annuity
  • Brokers
  • CD rates
  • Dental
  • Dental insurance
  • Disability
  • FDIC insured CDs
  • Fixed interest rates
  • General Articles
  • Group Health Insurance
  • Individual Health Insurance
  • Investments
  • Latest news
  • Life Insurance
  • Long Term Care
  • Medicare
  • Medicare A and B benefits
  • Medicare Advantage Plans
  • Medicare compliance
  • Medicare Drug Coverage
  • Medicare Supplements
  • Over The Counter benefits
  • phone and home Medicare sales
  • Retirement Income
  • Voluntary Benefits

Recent Comments

  • Rachel on When is The Medicare Advantage Dis-enrollment Period (MADP)
  • Kathy Stark on United Health Care OTC Catalog
  • Tracey Klee on UHC 2022 OTC Catalog
  • Brenda Brogan on Aetna OTC 2023
  • terry zehring on Anthem 2022 OTC catalog

Social Icons

Archives

  • January 2023
  • December 2022
  • October 2022
  • September 2022
  • August 2022
  • July 2022
  • June 2022
  • February 2022
  • December 2021
  • October 2021
  • February 2021
  • January 2021
  • February 2020
  • January 2020
  • October 2019
  • July 2019
  • June 2019
  • May 2019
  • April 2019
  • March 2019
  • February 2019
  • January 2019
  • October 2018
  • September 2018
  • August 2018
  • July 2018
  • April 2018
  • March 2018
  • February 2018
  • January 2018
  • December 2017
  • November 2017
  • September 2017
  • August 2017
  • July 2017
  • June 2017
  • May 2017
  • April 2017
  • March 2017
  • February 2017
  • January 2017
  • December 2016
  • July 2016
  • June 2016
  • May 2016
  • April 2016
  • March 2016
  • February 2016
  • January 2016
  • September 2015
  • August 2015
  • July 2015
  • June 2015
  • May 2015
  • March 2015
  • February 2015
  • September 2014
  • August 2014
  • May 2014
  • April 2014
  • March 2014
  • February 2014
  • January 2014
  • September 2013
  • August 2013
  • July 2013
  • June 2013
  • May 2013
  • April 2013
  • March 2013
  • February 2013
  • January 2013
  • December 2012
  • November 2012
  • October 2012
  • September 2012
  • August 2012
  • July 2012
  • June 2012
  • May 2012
  • April 2012
  • March 2012
  • February 2012
  • September 2011
  • July 2011
  • June 2011
  • April 2011
  • January 2011
  • August 2010
  • April 2010
  • September 2009
  • August 2009

Recent Posts

  • Insurance Live Transfer Leads
    27 January, 2023
    0

    Insurance Live Transfer Leads

  • MetLife dental NCD
    24 January, 2023
    0

    MetLife dental NCD

  • ConnectiCare OTC 2023
    18 January, 2023
    0

    ConnectiCare OTC 2023

  • $35 insulin list
    18 January, 2023
    0

    $35 Insulin List

With licensed sales professionals in both the investment and insurance fields, the experienced and knowledgeable team at Crowe & Associates can tend to your various needs.

Latest News

  • Insurance Live Transfer Leads

    Insurance Live Transfer Leads

    Insurance Live Transfer Leads With Crowe and Associates, agents can access insurance

    27 January, 2023
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800 MEDICARE to get information on all options.

Follow Us

  • Follow Us on LinkedIn
  • Find Us on Facebook
  • Watch Us on YouTube

Subscribe to our newsletter

Edward K. Crowe & Associates LLC BBB Business Review
  • Home
  • About
  • Agents
  • Quote
  • Retirement
  • Services
  • Blog
  • Contact
Copyright 2023 Crowe & Associates | All Rights Reserved |

Insurance Agency Website by Stratosphere

  • Home
  • ABOUT
  • Sales Blog
  • Sales Tools
    • Online enrollment
      • Connect4Medicare
      • Sunfire
    • Quote and comparison site
    • Application Processing
    • Free Medicare lead program
    • Agent website
    • Predictive dialer
  • Free Leads
  • Products
    • Medicare Plans
    • Life Insurance Plans
    • Final Expense Insurance
    • Long Term Care Insurance
    • Fixed and Indexed Annuities
    • Healthshares
    • Dental and Vision Plans
    • Other Products
  • Training Webinars
  • Contact Us
Crowe & AssociatesCrowe & Associates

Online Enrollment- Enroll prospects online without the need for a face to face appointment. Access to all major carriers with the ability to compare plan benefits and prescription drug costs. Link to recorded webinar https://attendee.gotowebinar.com/recording/2899290519088332033

All agents receive a personalized enrollment website. Prospects can use the site to compare plans, check doctors, run drug comparisons and enroll in plans. Agents are credited for all enrollments. Click Here

[contact-form-7 404 "Not Found"]