What is Medicare Part A Coverage?
Medicare Part A coverage is hospital care coverage. This plan covers both lab tests and surgeries. Doctor care during the stay is also covered. There is also coverage for supplies like wheelchairs and walkers when they are medically necessary to treat either a disease or a condition. Part A covers in-patient hospital stays. These plans also cover care in a skilled nursing facility or nursing home care as well as Hospice care and some home health services. Note: Part A will cover nursing home care for medical purposes. Medicare will not cover the expense if custodial care is the only care necessary.
Part A includes benefits for hospital expenses.
Other expenses part A covers are, a semi-private room and meals as well as medications. There is also coverage provided for nursing services and other supplies from the hospital. Part A benefits will cover home health care services when deemed medically necessary. Your doctor must order home health services in order for this expense to gain approval. Skilled nursing facility (SNF) stays coverage will only receive approval by Part A after a qualifying hospital inpatient stay for a related illness or injury. To qualify for SNF care, the hospital stay must be a minimum of three days. A qualified stay begins on the day you are admitted. The day the hospital dischares you does not count toward the 3 day requirement. Patients can be kept for observation. Time spent under observation is considered outpatient. This time does not count towards your qualifying stay.
If your doctor has certified that you have a terminal illness, you may be eligible for hospice care coverage. Your doctor will need to determine a 6 month or less life expectancy. In hospice care, the focus is on palliative care. Hospice focus is not cure. The goal is to relieve pain and make the patient as comfortable as possible.
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Click here for more information regarding Medicare Part A benefit coverage.
Connecticut residents looking to compare plan options can click here for more details about plans available. If you still have questions or would like to set an appointment, please call the office at 203-796-5403. In fact, we are leading Medicare experts in CT and are here to help. We do not charge for our consultation services.