Blog

Vantis Life Sales Contract North Carolina

Vantis Life Sales Contract North Carolina offers a number of products in North Carolina including the Guaranteed Golden Product.  Guaranteed Golden is a life insurance policy for people from ages 50 to 80 that is 100% guaranteed.  There are no health questions.  In fact, anyone in the applicable age range who applies can obtain a contract.   The policy has the lowest rates for a guaranteed issue life plan available.  Additionally, it will  build up a cash value over time.  The plan works very well for agents that currently write both Medicare and also final expense business.

Crowe  and Associates can set up both independent sales people and agents with a direct pay contract.  Agents can receive their commission  pay directly from Vantis.  We can also set up agency contracts at the GA level.  The contract will  also allow for downline agents to receive pay directly from Vantis.  The override pay will go directly to the agency.

You can either call us at 203-796-5403 with any questions or email us at [email protected].  Crowe and Associates is happy to help you with any health insurance or investment needs you might have.  We want you to feel comfortable with your choice of health care coverage providers.  We can find a plan that will fit both your health needs and your budget.  Please contact us if you would like more information.

CLICK HERE FOR  LIFE SALES VANTIS CONTRACT NORTH CAROLINA

Vantis Life Sales Contract Georgia

Vantis Life offers a low cost guaranteed issue final expense plan called Guaranteed Golden. You should read this post if you have any interest in this policy.   The policy is offered in face amounts of $5,000,  $10,000, $15,000 as well as $20,000.  This is a 100% guaranteed issue plan.  In fact, the plan does not have any type of medical questions to answer.   Both brokers and agents can offer the Vantis plan to their clients who reside in Georgia.  Additionally, we are able to set up GA contracts for agencies if they are interested.

Vantis will not issue a writing number until a client application has been submitted.   Please note however that Georgia is not a same time state. Therefore,  you must submit you contracting paperwork first before you can turn in an application.  If you have questions regarding this product, please contact us.  You can either call our office at 203-796-5403 or email us at [email protected]

CLICK HERE FOR LIFE SALES CONTRACT VANTIS GEORGIA

Vantis Life Sales Contract Tennessee

Crowe and Associates is offering agents some important information about Vantis Life Sales Contract Tennessee.  If you are looking to sell the best priced Guaranteed Issue life insurance plan in Tennessee, Vantis life is the right choice.  The Guaranteed Golden Plan is a 100% guaranteed issue plan. In fact, there are no health questions or knockout questions of any type.  These policy rates are surprisingly low for a policy that guarantees acceptance to everyone who applies.   Additionally, the policy will build a guaranteed cash value over time.

We have the ability to set up contracts for both individuals and agencies in Tennessee.  Agents will receive commission pay directly from Vantis.  Although, Vantis pays the overrides directly to the agency.  After the agency receives the override pay they will send that amount to the agent.  The client can pay the policy premium either by receiving a bill from the company  directly or set up on a  automatic draft through a checking account or a credit card.

CLICK HERE FOR THE VANTIS –  LIFE SALES CONTRACT FOR TENNESSEE

Please contact us if you have any questions about health insurance or investments.  We will be happy to answer you.  You can reach us either by phone at 203-796-5403 or by emailing Ed at [email protected].  We are a full support agency.   We want to see all our agents succeed and will do whatever we can to make that happen.

Vantis Life Sales Contract Wisconsin

Crowe and Associates wants to offer agents a chance to sell policies for Wisconsin residents therefore, we are offering Vantis Life Sales Contract Wisconsin.  In fact, Crowe and Associates is an FMO.  We are located in Connecticut.  We offer Vantis life sales contracts to both agent and broker as well as  GA contracts for insurance agencies.  Vantis life offers a number of products in Wisconsin. In fact, the most popular product is the Guaranteed Golden Final Expense plan.  The product has very good rates for a guaranteed issue life offering and is available in tough insurance states including WI and NY

The GG plan is a good fit for brokers and agents that run final expense and Medicare appointments. It is also a great addition for an agency that already has down line agents.  Vantis will administer the payments to the down lines along with the overrides to the agencies. Vantis will not issue a writing number to agents until they submit their first client application.  Rates compare very favorably to other Guaranteed Issue life plans.   A link to contracting has been provided below.

If you have additional questions, you may either call our office at 203-796-5403 or email us at [email protected].  We are a full support agency, we are here to help all our agents succeed.  Please feel free to contact us if you need help with your sales.

CLICK HERE FOR THE VANTIS –  LIFE SALES CONTRACT FOR WISCONSIN

Vantis Life Sales Contract Pennsylvania

Crowe and Associates wants to offer it’s agents a chance to sell  insurance in the state of Pennsylvania.  Therefore, we are offering agents achance to get a  Vantis Life Sales Contract Pennsylvania.  We now offer Vantis life contract for both agents and brokers as well as GA contracts for insurance agencies.  Vantis life offers it’s clients a number of products.   In fact, the most popular product they are offering to clients is the Guaranteed Golden Final Expense policy.  This  product has very good rates for a guaranteed issue life offering and is available in tough insurance states including NY.   Guaranteed Golden has now received approval for sale in Pennsylvania.

This is a great addition to any agents product line. The Vantis plan is a perfect fit for brokers that are running either final expense and/or Medicare appointments. Vantis will not issue a writing number to agents until  they submit their first client application.  You may turn in your appointment paperwork and an application at the same time.   A link to contracting has been provided below.

CLICK HERE FOR THE VANTIS –  LIFE SALES CONTRACT FOR PENNSYLVANIA

If you have additional questions, you may either call our office at 203-796-5403 or email us at [email protected].  We are here to give all our agents full support. We want our agents to be successful and are happy to help get that done.

FREE FINAL EXPENSE LEAD PROGRAM

PROGRAM OVERVIEW

OUR FREE FINAL EXPENSE LEAD PROGRAM HAS BEEN UPDATED:

PLEASE CLICK HERE FOR CURRENT FINAL EXPENSE LEAD INFORMATION

Crowe and Associates has started a new free final expense lead program.    https://croweandassociates.com/agentblog/medicare-sales-lead-program/  The program provides agents with fresh mail responder leads every week from prospects interested in final expense insurance.   The leads are absolutely FREE to the broker as long as they contract with the carriers through our agency.   We will continue to provide leads weekly, as long as the agent produces the weekly minimum. (minimum is $100 of premium per lead – Example 25 leads= $2,500 of premium) This program is available to individual producers and agencies with a hierarchy.

Read more

Colonial Life specializes in voluntary benefits at the worksite.  They have group and Individual product lines that are fully integrated and use the same enrollment and service platforms so they can fit the need of any size broker or business.  Currently, Colonial has more than 75,000 business accounts and 3 million policyholders nationwide with annual sales of over $345 million.

Colonial offers programs for independent brokers, captive and non captive agencies and agents.   They can support sales hierarchy structures for agencies with down line producers and provide the training and support needed to get your voluntary benefits business off the ground fast. They will also provide a territory recruiter to help recruit new reps to your sales team and access to a regional instructor to help train reps in the field and classroom.

If you are interested in learning more about a career or broker opportunity, call Edward Crowe at 203-796-5403 or email Ed at Edward.Cr[email protected]life.com

Through this site you may research all Wellcare Medicare plans and/or enroll in a plan online.   There is also a plan comparison function that may be used to find the right plan.  A general overview is included below.  If you would like to speak with someone about Wellcare, call our office at 203-796-5403 or email Edward Crowe at [email protected]

CLICK HERE FOR WELLCARE PLAN INFORMATION AND ENROLLMENT LINK

Wellcare offers three plans in 4 Connecticut counties (Fairfield, Hartford, New Haven, Tolland) which are the Choice (HMO-POS), Access (HMO -SNP) and Value (HMO) plans.

VALUE PLAN-  The Value plan has very strong benefits compared to the other HMO Medicare Advantage plans in Connecticut.  The Major Radiology benefit at a $100 copay and the Outpatient surgery benefit at $200 copay is the lowest respective copays available.   CLICK HERE TO ENROLL IN VALUE PLAN

ACCESS PLAN-  The Wellcare Access plan provides a good value to dual eligible customers.  (QMB or higher state level of help to join)  This plan features a $30 a month over the counter benefit, vision, dental, hearing benefits and transportation. This plan is open to enrollment year round for anyone on Medicaid/Medicare & QMB’s.  It fully coordinates with Medicaid to provide for no out of pocket costs for Medicare covered services and benefits.  CLICK HERE TO ENROLL IN ACCESS PLAN

You may call (203-796-5403) our office or email Edward Crowe ([email protected]) with any additional questions or concerns.

Gerber Life has made their guaranteed issue life contract available to brokers.  This plan was sold as an internal agent and mail only sales plan in the past.   The policy is issued to people ages 50 to 80 in face amounts of $5,000 to $25,000.  They run in increments of $5,000 only.  Rates are very strong vs. all other guaranteed issue plans.  Gerber has the best rates for people in their 50’s and 60’s.  For people in their mid 60’s and 70’s, Vantis Life will have a lower rate on a guaranteed issue basis.   CLICK HERE TO LEARN MORE ABOUT VANTIS

What is Gerber guaranteed issue life insurance?

Gerber is a guaranteed issue life insurance plan so clients can not be denied due to health conditions. As a result, there are no health questions to be answered.   The policy is approved to be sold in all states except AR and MT. NY is also one of the approved states.  As with all guaranteed issue plans, there is a 2 year graded benefit on this product.  Death in the first 2 years results in a return of premium +10% interest.   A full death benefit is paid out in the first two years if death occurred due to accidental death.

What is the commission for the Gerber Life sales contract?

Initial commissions and renewals are paid directly to brokers from Gerber.  (Gerber does not advance commissions to agents.  Commission are paid, ” As Earned”.  Hierarchy payment structures are available for agencies.   Individual producer commission is 50% and agency commissions are 60%.

Overall, Gerber is a great contract to have.   The policy has very strong rates and also has some other advantages over their main competitor, Vantis Life.  We recommend having both contracts if you are in the final expense business.

CLICK HERE FOR GERBER CONTRACTING, RATES AND APPLICATIONS

All contracting can be faxed to Crowe and Associates at 203-567-6235 or sent by email to [email protected]  Include a copy of your life Insurance License, E and O certificate and a Void check (for direct deposit) with all paperwork.  Please email or call (office -203-567-6235) with any questions.  Ed Crowe may be contacted directly by cell phone at 860-992-4494,

Gerber Life has now made their guaranteed issue life insurance plan available to brokers.  The policy is issued to people ages 50 to 80 in face amounts of $5,000, $10,000, $15,000, $20,000 and $25,000.   This is a 100% guaranteed issue life insurance plan so there are no questions for the client to answer.   The policy is approved to be sold in all states except AR and MT.   As with all guaranteed issue plans, this is a graded benefit.  Death in the first 2 years results in a return of premium +10% interest.   A full death benefit is paid out in the first two years if death occurred due to an accident.

Please Note:  Agents need to submit an application in order to get a writing number.

GERBER GUARANTEED LIFE PRODUCT GUIDE       GERBER LIFE PRODUCT PRESENTATION

Rates:  CLICK HERE FOR GERBER SALES KIT AND RATES

Initial commissions and renewals are paid directly to brokers from Gerber.  (Gerber does not advance commissions)

CLICK HERE FOR CONTRACTING

Please email or call (office -203-567-6235) with any questions.