New Low Cost Plan G Medicare Supplement In Connecticut
Combined Life has released a new low cost plan G Medicare Supplement in Connecticut. This plan has a monthly premium of $202.42. The premium makes this plan the lowest cost plan G in the state. To better understand how this plan works compared to a Plan F supplement, we will take a look at the benefits provided by both
The Plan F Medicare supplement covers 100% of Medical expenses approved but not covered by Medicare. In other words, plan F pays the entire 20% of co-insurance as well as the deductibles not covered by original Medicare. Plan G works exactly the same as plan F. The only exception is the part B deductible. Because the Part B deductible is $166.00 each year and is not covered by Medicare Supplement plan G. Other than that, the plans have the exact same benefits. Due to the fact that the lowest cost plan F Medicare Supplement price is $234.00 a month in Connecticut. Plan G comes out at a lower overall cost even when the $166 deductible is added in.
Connecticut is a unique Medicare state because they do not allow underwriting. The Medicare Supplement rates are the same regardless of the client’s age. As a result, a person in CT can change from one Supplement plan to another without any medical underwriting any month they would like. In fact, insurance companies are not able to invoke a pre-existing condition clause either.
If you have any questions, you can either call our office at 203-796-5403 or email us at Edward@croweandassociates.com to learn more. Let us help you find the right plan for both your health and budget needs.