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Medicare Employment Verification form

You might wonder why you would need a Medicare employment Verification form?  If you are going to apply for Medicare in a special enrollment period you need to have had group plan coverage within the last 8 months through either yours or your spouse’s employer.

If you have a disability you must also have had large group health plan coverage through either your own or your spouse’s employment. The Medicare verification form is used to prove that you have had or have this coverage.  It is needed to process your Medicare enrollment application.  The employer that provides you with health coverage will complete some sections of this form for you.  The form includes information about your health care coverage as well as the dates of employment.

Click here for Employment verification form

HOW DO I FILL OUT THIS FORM?

You will fill out the first part of the form(section A).  Have your or your spouse’s employer(whichever provides insurance coverage to you)fill in the second part of the form(Section B) and sign it.

WHAT TO DO WITH THE COMPLETED FORM:

Once both sections are complete, you need to include the form with your Medicare enrollment application.  You send both forms to your local Social Security office.
If you need to find your local Social Security office click here, after you get to the page you click on the menu.  Then click on contact us, and finally click on find an office.

If you have any questions or need help with this, please contact our office.  You can reach us either by phone (203)796-5403 or by email at admin@croweandassociates.com

If you are a Medicare agent and need a scope of appointment form Click Here.

Have you thought about Medicare sales:

We have a great lead program for agents that are part of our team.  Click here for more information.

Click here for paper agent contracting kit

For online contracting, Click here

Preventive care definition

This post will help you to better understand what the Preventive care definition is.  This will give you an idea of what your health care coverage is providing to you and sometimes what it is not.

The care that you receive to prevent illness or disease is referred to as preventive care.  This can also include counseling you receive in an effort to prevent health problems. The reason insurance companies provide these services at no cost to you is because; if you are healthy it costs them less to provide insurance coverage for you in the long run. The basic idea is that getting preventive care, such as screenings and immunizations,  helps keep you and your family healthy.  All Marketplace health plans as well as many other health plans are required to cover preventive services without charging you either a copay or coinsurance. This applies even if you have not met your yearly deductible yet.

The Preventive care list includes different services if you are an adult than the services that qualify as preventive if you are a child.  The insurance industry also bases preventive care on the risk factors for each individual.  These factors vary according to both your family history as well as your personal history.

CLICK THIS LINK TO VIEW THE ACA LIST OF PREVENTIVE CARE SERVICES

If you need assistance with obtaining insurance, please contact us.  You can reach us either by phone at (203)796-5403 or by email at edward@croweandassociates.com.  We are always happy to assist clients in finding the best coverage options available to them.

Medicare forms online

Medicare forms online can help you search for a Medicare form to file a claim, request an appeal, or for Medicare to give someone access to your personal health information?

To get the Medicare form you need, visit Medicare.gov and find the situation that applies to you.

Maybe you’ve been working past the age of 65, have had health coverage through your (or your spouse’s) employer, and are now ready to enroll in Medicare Part B. If so, you’ll most likely need to fill out CMS forms 40B and L564 and take those to your local Social Security office to start Part B coverage. You can find those particular forms on Medicare.gov, too, under “Enrollment Forms.”

To get the Medicare form you need, find the situation that applies to you. Get forms in alternate formats.

Medicare forms online – Enrollment forms

Medicare forms online – Appeals forms

Crowe and Associates is open from 8:00 am to 5:00 pm M-F.  If you have questions, please contact us either buy phone at 203-796-5403 or email teal@croweandassocaites.com.

Extended Medicare Open Enrollment Period 2019

This year you have more chances to make sure you chose the best health care coverage available for your needs. There will be an Extended Medicare Open Enrollment Period 2019.  The extended period is called the Medicare Open Enrollment Period (OEP) and will run from January 1 through March 31st.

The Medicare Annual Election Period (AEP) is from October 15 until December 7 each year. The dates changed in 2011, but have been the same ever since.  For 2018 Medicare coverage, open enrollment ended on December 7, 2017. For 2019 coverage, open enrollment will run from October 15, 2018, until December 7, 2018.

During the annual enrollment period (AEP)  you can make changes to various aspects of your coverage.

• You can switch from Original Medicare to Medicare Advantage, or vice versa.
• You can also switch from one Medicare Advantage plan to another, or from one Medicare Part D (prescription drug) plan to another.
• And if you didn’t enroll in a Medicare Part D plan when you were first eligible, you can do so during the general open enrollment, although a late enrollment penalty may apply.

If you want to enroll in a Medicare Advantage plan, you must meet some basic criteria.

• You must be enrolled in Medicare Part A and B.
• You must live in the plan’s service area.
• In most cases, you cannot have End-Stage Renal Disease (some exceptions apply).

Extended Medicare Open Enrollment Period 2019 –  More about OEP

During the Medicare OEP from January 1 to March 31st you will have one more chance to make a plan change.  If you have a Medicare Advantage plan, you will be able to drop the advantage plan and go back to Original Medicare.  You can also add a drug plan at that time if you choose.  If you have a current Medicare Advantage plan or a PDP plan, you will be able to change to a different Medicare Advantage or PDP.  This is a one time election.

Extended Medicare Open Enrollment Period 2019 – Information about auto renewals on Advantage, Part D and Medicare Supplements

If you are enrolled in a Medicare Part D prescription plan or  Medicare Advantage Plan and you are happy with your coverage, you don’t need to do anything during open enrollment.  You should just confirm your current plan will continue to be available. If your plan is going to be discontinued and isn’t eligible for renewal, you will receive a notice from your carrier before open enrollment. If you don’t, it means you can keep your plan and don’t need to do anything during open enrollment.

Keep in mind, every year your benefits and premium could change.  Although you want to keep your current coverage for the following year, it’s important to check for and understand any changes that may apply. You should always check to make sure that your current plan is still the best choice available to you. The coverage of the available plans can changes from one year to the next. Although the plan you have now was the best option last year, you should make sure that is still the case for next year.

Following AEP is the Medicare Advantage Disenrollment Period that runs from January 1st through February 14th.  During this time, a Medicare Advantage plan member is able to disenroll from their current Medicare Advantage Plan. They can then go back to original Medicare and purchase a Medicare supplement plan if they choose.  They can purchase a new Part D Prescription drug plan ony if they disenrolled from an MAPD.

In 2019, the new enrollment period will be from January 1st through March 31st.

This enrollment period will allow Medicare Advantage Plan members to disenroll from their current plan and switch to a different Medicare Advantage plan.  They can only do this one time within this period.  They can also return to original Medicare and purchase a Medicare supplement if they choose. This is not Guaranteed Issue business.   Similar to the dis-enrollment period, members can only enroll in a new Part D plan if they have disenrolled from an MAPD.

Crowe and Associates is open from 8:00 am to 5:00 to answer any questions.  Call us at 203-796-5403

How to Sign up for Medicare on line

This post will give you instructions on how to sign up for Medicare on line.  Please keep in mind, the only people who are eligible to use this tool are people who are turning 65.  If you have already turned 65 more than 2 months ago you will have to sign up for Medicare at your local Social Security office.

If you are not ready to retire yet, you can still apply for Medicare on line. The online application usually only takes a few minutes.  Just select submit your electronic application and you are done. You do not need documentation and will not have to sign any forms.   Social Security will process your application and contact you if they need any more information.  You will receive your Medicare card in the mail.

Social Security works with CMS by enrolling people into the Medicare program.

How to sign up for Medicare on line – There are several good reasons to use the online Medicare application:

• Avoid the trip and the waiting in your local Social Security Office.
• Start and stop your application when you need to without losing your information.
• Correct your application before you submit it.
• When you are finished, just select “Submit Now” to send your application to Social Security no need to wait for the mailman.
• Receive a printable receipt of your application for your records.
• Receive a confirmation number after you submit your application that you can use to check the status of your application.

How to sign up for Medicare on line – If you are not planning to receive retirement benefits yet:

you should still sign up for Medicare three months before reaching age 65.  Once you are in the online application, you will be able to opt out of receiving cash retirement benefits now. You will be able to apply online for retirement benefits later. With the online application, you can sign up for both Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).  There is a cost for Medicare Part B coverage, therefore you may decide not to accept it. Although, if choose not to enroll in Medicare Part B and then decide you want it later,  you will pay a higher Part B premium. Your monthly cost will go up 10 percent for every 12-month period you were eligible for Part B, but didn’t sign up for it, unless you qualify for a “Special Enrollment Period.”

How to sign up for Medicare on line – Special Enrollment Period (SEP)

If you are age 65 and have Medical coverage through a spouse’s current employment, you might not need to apply for Medicare Part B yet. If this is the case, you may be eligible for a “Special Enrollment Period” (SEP).

• You qualify if you or your spouse is currently employed and receive benefits from employer based health coverage.
• Anytime during the 8-month period that begins the month after your group health plan coverage or the employment it is based on ends, whichever comes first.

How to sign up for Medicare on line – What to do if your Medicare card is lost, stolen, or destroyed;

You can ask for a replacement card by using your online my Social Security account.  If don’t already have a Social Security on-line account, you can easily create one online.   Create your account by clicking on this link: Sign In or Create an Account.

Once you log in to your account, choose the “Replacement Documents” tab.  Then choose “Mail my replacement Medicare Card.”  You will receive your new Medicare card in about 30 days.

If you decide not to use the online service, you can contact Social Security either by phone or in person at your local Social Security office.

• Call 1-800-772-1213 (TTY 1-800-325-0778), Monday through Friday, from 7 a.m. to 7 p.m.
• Click the following link to contact your local Social Security office.

If you have further questions, please contact our office.  You can reach us either by phone at (203)796-5403 or by email at edward@croweandassociates.com.  To learn more about us, please go to www.crowenadassociates.com

resources https://www.medicare.gov/