Top Medicare FMO
If you have either considered starting a Medicare sales business or already have one, you will need the help of a top Medicare FMO. A truly skilled Medicare FMO will be able to help you build your book and become a valuable, successful agent.
Because your clients’ satisfaction should be your top priority; It is important to chose an FMO that offers all the major carriers and many smaller carriers. This will ensure that your clients get the best coverage available for their needs.
We not only work with carriers for all Medicare products, we also offer several ancillary products. Some of the products we offer include; Final Expense, Term and UL Life, LTC, Dental and Vision.
Getting started with us is easy; just fill out a contracting kit and send it back with your license, E&O , and a void check. The contract has a section for you to indicate which companies you are interested in contracting with. It is that easy. In the future, you can easily add carriers to your contract by emailing us. There is no need for further paperwork.
A few things to know about working with us are:
1. Medicare lead program
Our downline producers are eligible to receive up to $500 per month as reimbursement for Medicare marketing and lead costs. We do not impose production minimums to start and do not reduce your commission. Many “free” lead programs come with some type of catch. Our lead program is straight forward; CLICK HERE TO LEARN MORE.
2. Agents receive full compensation
Every agent contract we offer is for the maximum allowable commission. You receive your pay directly from the carriers; we do not take any part of the commission you earn.
3. All agents work independently
You work for yourself and decide what hours you put in and when. Because you are paid directly by the carriers, you own your book of business. We are available to provide guidance and support so you can be as successful as you want to be.
4. Many choices for enrollment
We give you free tools so that your client can enroll in a plan in a way that is most comfortable for them.
Voice signature enrollment
With the use of My Medicare Bot Omni-channel sales platform., agents have the option of doing a voice enrollment for their clients. With this tool, prospects can enter doctors and medications and run a plan quote or comparison in a few minutes. This tool allows both agents and prospects to share information and enroll using the convenient tele-sales process.
Online enrollment using either Connecture or Sunfire
Easily access our online enrollment tools for Medicare Advantage, Supplement and Part D plans. All our agents have access to a personalized online enrollment platform. There is no need to meet clients face-to-face if they are not comfortable doing so. This can save valuable time for everyone when necessary. Send prospects a link to compare plans and self enroll from either site.
Consumer facing Medicare URL
Each producer has access to their own consumer facing URL. Prospects can quote and compare Medicare Advantage, Supplement and Part D plans online.
Paper application processing
Because some clients like to use paper applications, Pinnacle provides our agents full application processing.
5. Quote engine for other products
Agents who choose to work with us will receive free access to Pinnacle’s online quote site. The site not only quotes and compares Medicare Advantage, Medicare supplement and Part D plans but includes; Final Expense, Term, UL, Hospital indemnity, vision and dental plans. Take a look at how the site works.
Discounted Final Expense Quoting tool, Best Plan Pro. This tool is offer to our agents at a deep discount and is a true time saver for those who offer final expense. Find the best options for your clients in minutes. This tool provides state of the art underwriting assessment just by entering client’s medications. Quickly enroll your client in minutes with this system.
6. Turn-key Medicare seminar program
Our Medicare seminar program is a great option for agents who enjoy presenting invaluable information to those who are seeking it. This program allows agents to get out in the field and meet at least 40 to 60 T-65 prospects at each event. Many prospects feel more comfortable when they meet an agent and this is a great way to do it.
Each agent will have access to a personal portal where the seminar registrants’ contact information is stored for you so you can follow up with those individuals who want your help. All invites are sent out for you all you have to do is book a venue, present your information and close the sale.
7. Free training webinars
We invite any agent who wants to view our training webinars to attend. Most of the webinars are available on our YouTube channel so they can be viewed at your convenience. Our videos covera a number of topics including: Sales strategies, enrollment and marketing rules, product knowledge, and how to use the sales tools available to our agents.
If you are thinking about ways to either grow or build an agency, we are happy to help you. Any agency working with us can use our tools and programs to help recruit and train agents. This includes our free Medicare lead program. This program is a great help to new agents and can give them incentive to join your agency. Please note; each carrier has requirements for the various agency levels. We are here to help you understand these requirements and get you to the level you are working towards. Up-line levels include GA, MGA and SGA levels.
Learn about our discounted E&O coverage; both agents and agencies can purchase our E&O.
Our E&O covers multiple lines of business that include; Life, Health, LTC & FE as well as Annuities, both fixed and indexed.
Please either fax completed contracts to us at 203-567-6235 or email to Lisa@croweandassociates.com.