If you are a Medicare agent, you know that 2025 has been a challenge finding plans that offer the benefits our clients are looking for. That is why we want you to take a look at the Connecticare Medicare Advantage Plans 2025. The plans offer some great coerage with many great supplemental benefits.
Connecticare Medicare Advantage Plans 2025
Connecticare is offering 5 Advantage plans in 2025 this includes 1 D-SNP. Each plan is available statewide in all counties of CT.
It is important to note: these plans also provide coverage in NY with Emblem providers.
Here are some of the plan highlights:
All the plans include SilverSneakers to help members stay active. Plans also include a $0 Teledoc copay amount and over $150 in member rewards ad a comprehensive formulary.
If you are an agent who is ready to join our team; click here for contract
Choice Plan 3 (HMO-POS)
This plans has a $0 monthly premium. It also has a $0 co-pay for PCP visits and a $35 specialist co-pay. The cost for anual physicals, screenings and immunizations is $0.
Although hearing services are not covered on this plan, it provides a $0 preventative dental benefit that covers cleanings, exams, flouride treatments and standard x-rays every 6 months. It also proides up to $2,000 of comprehensive dental coverage. A free eye exam is included each year and up to $400 for eyewear and $50 per month for mail order OTC items.
Passage Plan 1 (HMO-POS)
The Passage Plan 1 also offers members a $0 premium plan with several great benefits. PCP visits are $0 and the specialist co-pay is only $35.
This plan offers some very generous benefits that include; a hearing benefit for hearing servies and hearing aids of $3,000 annually. The dental benefit covers 1 exam, cleaning, flouride & standard x-rays at no cost every 6 months. The dental coverage includes a comprehensive dental benefit of $2,000. Additioanlly, they also provide a $0 eye exam each year and $550 of eye wear coverage. There is a $75 monthly OTC allowance for plan members. As you can see, this plan includes a fantastic benefit package.
Click here to download a copy of the full 2025 Connecticare First Look
Flex Plan 3 (HMO-POS)
The Flex Plan 3 has a low monthly premium. In the counties of Hartford, Litchfield ,& Tolland, the premium is $29 per month. In the counties of Fairfield, New Haven, New London & Windham; the preium is $36 per month.
This plan has a low PCP co-pay of $5 per visit and a $50 specilaist co-pay amount. Although this plan doe snot include a hearing benefit, it does provide1 dental exam with cleaning, flouride and standard x-rays every 6 months. The plan also offers dental riders for $27 a month for $2,000 or $35 a month for $3,000 of comprehensive coverage. Vision coverage includes a $0 eye exam and a $300 eye wear allowance annually. The OTC benefit for this plan is $50 per quarter.
Watch a YouTube video of the plan benefits
Choice Plan 2 (HMO-POS)
The Choice Plan 2 is another great plan option offering members a $0premium, a $0 co-pay for PCPs and a very low $10 specialist co-pay.
Addtional plan benefits include a $3,000 annual hearing benefit that covers hearign exams and hearing aids. A dental beenfit that covers 1 exam, cleaning, flouride & standard x-rays every 6 monthsas well as $3,000 in coverage for comprehensive services. Additioanlly, the plan provides a $50 monthly OTC benefit.
Important: prescrption drugs are not covered on this plan.
Choice Dual (HMO-POS D-SNP)
In order to enroll in this plan, members must be QMB+, SLMB+, and FBDE eligible. The premium for this plan is $0; as are all doctors visits including; specialists, lab services, in-patient hospital and more.
Learn about the CT MSP income limits 2025
Hearing benefits for each year are $2,500. The plan provides a $0 eye exam as well as a $500 annual eye wear allowance. The dental benefit is $0 for preventative services (cleanings, exam, fouride & stnadard x-rays) every 6 months and includes $3,000 for comprehensive benfits.
Are you a Crowe agent who wants to add Connecticare products; click here for contract
As you can see while other plans have scaled back their benefits, Connecticare has increased benefits. This carrier provides some great plan options and is worth taking a look at for your clients coverage.
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