Compare Medicare plans
Medicare beneficiaries will feel confident with their choice when they have the option to Compare Medicare plans.
Most people feel overwhelmed when the time comes to enroll in a Medicare plan. There are a lot of options available whether you are new to Medicare or changing plans during one of the election periods.
There are couple options when it comes to choosing how to get your Medicare coverage:
The First option is to take Original Medicare; this means Part A and Part B. If you decide to do this, you have the ability to add a Medicare supplement plan/Medigap plan as well as drug coverage or Part D. These plans provide additional coverage when paired with original Medicare. Medicare supplement plans pay the additional 20% of your Medicare approved costs that Medicare does not pay. These plans do not require you to choose a network of providers and are offered by Medicare approved, private insurance companies. You can use them with any provider who participates with Medicare. You do not need referrals to see any doctor or specialist.
Another option is to choose a Medicare Advantage Plan/Part C. A Medicare advantage plan includes both Part A and Part B coverage. They take the place of your original Medicare coverage. These plans are offered by Medicare approved private insurance companies. The Plans also require that you use a provider who participates in your plan’s specific network. These companies offer either HMO or PPO plans. Most of them also offer prescription drug coverage as part of the plan.
You may be eligible to receive help paying for your Medicare coverage if you have limited income:
If you are within the eligible income level you may qualify for Medicaid. Medicaid is both a federal and state program that provides help with medical costs. There are also MSP programs sponsored by the state government that can help you pay medical expenses. These programs help pay medical expenses such as; premiums, co-pays and prescription costs as well as deductibles.
Medicare also works with other types of health care coverage you may have such as, employer, union or veteran’s benefits.
There are many things to think about when it comes to your health.
We understand the importance of finding the right health care coverage to fit your individual needs and budget. We are always happy to help you find the best plan for you. You can reach us either by phone (203)796-5403 or by email at email@example.com.