Crowe and Associates offers ACA agent sales contracting with a number of carriers. In addition, we have the ability to pay overrides to accommodate agencies with sub agents. All commissions are paid at full street level or above and the agent/agency owns the book of business. Our agent and agency partners can access a number of benefits including an agent specific admin portal, contracting support, enrollment portals and commission overrides.
Watch a 5 minute video review all our ACA program benefits for agents and agencies
ACA carriers available to contract
Agents have access to 20+ ACA carriers in all 50 states. Carriers include Anthem, Oscar, Ambetter, Aetna, Cigna, Molina, Medico, UHC, multiple BCBS organizations and a number of other carriers. We are adding additional carriers on an ongoing basis and are always open to inquiring with suggested carriers our partners need.
ACA Agent sales contracting
CLICK HERE FOR CONTRACTING
ACA Agent commissions
All agents are contracted to receive full street commission offered by each company. We do not reduce or keep any portion of an agents compensation. Agents will also receive 100% of any agent level bonus payments that may be available. (Not all carriers pay a bonus and some only do in certain states)
Agents will receive compensation directly from the carrier. Some carriers do not pay commissions directly to agents. When that is the case, we will pay the commissions and any applicable bonus payments to the agent.
Agents own the book of business and will continue to receive all commissions even if they go to another upline or move direct to a carrier
Carrier bonuses and bonuses specific to our agents
Agents will receive 100% of any carrier specific bonus programs. We also have bonus programs specific to agents with our agency. For example, we have an exclusive Anthem bonus that is available exlusively to our agents for 2024
Tier 1- 20 – 49 new members – $100 per member
Tier 2- 50+ new members – $150 per member
Agent and agency portal
All agents and agencies will have access to a personalized admin portal. The portal will provide acces to a number of features including: Applications, current book of business, commissions, contracting status, street commission amounts by carrier and state and training information and videos.
Agencies will have access to an admin version of the portal which will show production, contracting and commissions for all sub agents and agencies
Override payments for agents and agencies
We have the ability to pay agencies overrides above the street level commission. Overrides are paid on the same schedule as commission on a PMPM basis. Agencies looking for current override amounts should contact us to discuss what is available
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