What does Medicare Part C cover
If you watch TV, I’m sure you have heard about Medicare Part C. Medicare Part C, also known as Medicare Advantage, is an alternative to Original Medicare (Parts A and B). Private insurance companies offer these plans to beneficiaries. In this post, we will answer the question; what does Medicare Part C cover.
Medicare Part C plans must cover all of the services that Original Medicare covers (except for hospice care, which is still covered under Part A), and they may offer additional benefits such as dental, vision, hearing, and prescription drug coverage. While Original Medicare (Parts A and B) offers essential coverage, many beneficiaries opt for additional benefits through Medicare Part C.
Basics of Medicare Part C coverage
Hospital insurance (Part A)
This includes inpatient hospital care, skilled nursing facility care, hospice care, and some home health care.
Medical insurance (Part B)
This includes doctor’s services, outpatient care, preventive services, and some DME (durable medical equipment).
Prescription drug coverage (Part D)
Many Medicare Advantage plans include prescription drug coverage. Part D coverage is not part of Original Medicare. When it is included in a Part C, Medicare advantage plan, it is called an MAPD plan. If it is not included, the plan is called an MA only plan.
Additional benefits
Many Medicare Advantage plans offer additional benefits not covered by Original Medicare, such as routine dental, vision, and hearing care, fitness programs, transportation services, and over-the-counter allowances for certain health-related items.
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