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Medicare Part B Enrollment Rules 2023

    Home General Articles Medicare Part B Enrollment Rules 2023
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    Medicare Part B Enrollment Rules 2023

    Medicare Part B Enrollment Rules 2023

    By Ed Crowe | General Articles | 0 comment | 19 December, 2022 | 0

    Medicare Part B Enrollment Rules 2023

    There are a number of changes to the Medicare Part B enrollment rules 2023.  All the changes make it easier for a beneficiary to enroll in Part B if they are in a delayed B enrollment situation. We will go over the rules prior to the changes effective 1-1-2023 and how the new rules are beneficial.  CLICK HERE TO SEE ALL THE ENROLLMENT RULES FOR MEDICARE A AND B  This post focuses on Medicare Part B enrollment only.

    Medicare Part B enrollment rules 2023:  Prior to 2023

    The changes have an inpact on both the Medicare Part B IEP and the Medicare Part B GEP.  We will start with the current Medicare Part B IEP.  The Medicare B IEP starts 3 months before age 65, the month of the 65th birthday and 3 months after age 65.  Anyone who applies for Part A and/or B  3 months before their birthday month will have a Medicare A and/or B start the first of the month they turn 65. (You do not need to apply if you are drawing Social Security income payments prior to age 65).

    Prior to 1-1-2023 those applying the month they turn 65 or the 3 months after, they have a delay in the Part B enrollment:  Unlike Medicare Part B, Medicare part A will retro back up to 6 months.

    • Apply for Part B the month of the birthday:  One month B enrollment delay
    • Apply for Part B the month after the birthday month:  2 month B enrollment delay
    • Apply the 2nd or 3rd month after the birthday month: 3 month B enrollment delay

    Medicare Part B enrollment rules: IEP rules on or after 1-1-2023

    The rule will be changed as of 1-1-2023.   The 3 months prior to their birthday month are the same as before.  The change is for those applying on or after the birthday month.

    • Anyone that applies for Medicare Part B on or after the birthday month will have an effective date of the 1st of the next month. There will no longer be a delay.  For example, someone turns 65 in the month of March and they apply for Part B in May.  The effective date for B will be June 1st.   (Note: Part A will retro back to the first of the month they turn 650

    Medicare GEP (January 1 through March 31 every year)

    Prior to 1-1-2023 people applying for Medicare Part B after their 7 month IEP would have a much larger delay.  Those that missed the IEP without a valid Medicare Part B waiver, would have to apply during the Medicare Part B GEP (General Enrollment Period).  The GEP runs from January 1 through March 31st every year.  Prior to 1-1-2023, those applying in that time would have a Part B start date of July 1.  This applies regardless of the month they applied in.  For example:  Bob turned 65 in February of 2021 and missed his Medicare B IEP. He will need to apply for Part B using the GEP which occurs January through March ever year.   If he applies for part B in January of 2022, the effective date of his Part B will be July 1 of 2022.  He obviously has a large delay in enrollment and may have a penalty for enrolling in Part B late. 

    There are special enrollments for those that had a vaild waiver for Part B however. Those with a valid waiver can enroll in Part B using a special election period.  Watch a video about them here

    Medicare GEP enrollment as of 1-1-2023

    The new rule starting 1-1-2023 is much more forgiving to those enrolling in delayed Part B without a valid B waiver.   As of 1-1-2023, anyone applying for Part B in the GEP will have an effective date the first of the next month.   if Bob applied during the B GEP in February of 2023, he will have an effective date of March 1st 2023.  He may still be subject to Part B late enrollment penalties but he will no longer need to wait until July 1 2023 for his Medicare Part B to start

    Part B special election periods starting 1-1-2023

    There will be a number of new Medicare Part B SEP’s available in 2023.  They may make it possible for those without a valid B waiver to enroll in Medicare Part B outside of the IEP or GEP.  The list of possible special election periods includes the following below.  At this point, it is not determined how they will be vailidated.

    • Emergency or disaster during other Part B enrollment periods
    • Employer or health plan made a material error, omission or misrepresentation of the facts
    • People incarcerated
    • People that lose Medicaid

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    Delayed part B enrollment rules ,how to enroll in Medicare part B ,Medicare delayed B enrollment changes ,Medicare GEP ,Medicare IEP ,Medicare part B enrollment rules ,Medicare part B sign up

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    Online Enrollment- Enroll prospects online without the need for a face to face appointment. Access to all major carriers with the ability to compare plan benefits and prescription drug costs. Link to recorded webinar https://attendee.gotowebinar.com/recording/2899290519088332033

    All agents receive a personalized enrollment website. Prospects can use the site to compare plans, check doctors, run drug comparisons and enroll in plans. Agents are credited for all enrollments. Click Here

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