United Healthcare Medicare Complete Plan 2 Connecticut
United Healthcare Medicare Complete Plan 2 Connecticut is a Medicare Advantage plan with Prescription Drugs (MAPD) offered by United Healthcare Medicare. Medicare offers the Complete Plan 2 in Fairfield, Hartford, Litchfield, Middlesex, New Haven, New London, Tolland as well as Windham counties. This plan is a HMO and has both a $29 monthly premium and an annual out of pocket max of $6,000 (Medical only). It features co-pays of $15 for primary doctor visits as well as $40 for specialist visits. Subscribers do not need specialist referrals.
United Healthcare pays %100 of preventative care as part of this plan. This includes; annual physicals, mammogram, cardiovascular screenings as well as certain vaccines. Plan 2 includes; home health care, podiatry services, hearing services, vision services and also basic dental services. The drug plan has a 5 tier copay plan with a $200 deductible for Tiers 3,4 and 5 only.
Like all other part D and MAPD drug plans in CT, there is a Coverage Gap ( donut-hole) that applies to this RX benefit. Although it is an HMO plan, the Medicare Complete Plan 2 does offer the 2016 UHC Passport Program at no additional cost. The Passport program provides access to doctors in other states on an in-network basis. Although the CT plan includes Passport, every state does not offer the Passport progam. For an additional premium, your coverage can include a dental benefit rider.
A Medicare Advantage Plan with Prescription Drugs (MAPD) is NOT a Medicare Supplement plan (Also called Medigap). With an MAPD plan, Medicare is not the primary or secondary insurance. The company offering the MAPD is your primary insurance and services must be obtained through participating providers in most cases. A Medicare Supplement plan is secondary to Original Medicare and does not include Part D prescription drug coverage. With a Medicare Supplement there is not a network, instead, the insured would go to any provider that accepts or participates with Original Medicare.
A 2016 Summary of benefits and 2016 application are available in the links below. You can send applications back to us either by email at [email protected] or by fax at 203-567-6235.