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Medicare Plan G High Deductible

    Home General Articles Medicare Plan G High Deductible
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    Medicare Plan G High Deductible

    Medicare Plan G High Deductible

    By Ed Crowe | General Articles | 0 comment | 6 February, 2023 | 0

    Medicare Plan G High Deductible

    Medicare Plan G High Deductible include cost-sharing features.  High deductible plans offer lower premiums while still receiving dependable coverage.

    In fact, The high deductible Medicare Supplement insurance plan pays the same benefits as Plan G.   AFTER you have paid the annual deductible of $2,700.  Benefits  from the Medicare Plan G High Deductible will not begin until out-of-pocket expenses are more than $2,700.

    What’s is included with Medicare Plan G High Deductible?

    • The cost of 365 extra days of hospital care during your lifetime after Medicare coverage ends
    • $226 Part B Medicare deductible (2023)
    • Your Part B coinsurance and the cost of the first three pints of blood
    • 100 percent of Part B physician charges that are in excess of the Medicare-approved amount . (By law, no physician may charge more than 115 percent of Medicare-approved amounts).
    • Skilled nursing facility copayment
    • Hospice care
    • Foreign travel emergency care

    Medicare Part A Coverage:

    Services Medicare Pays After You Pay
    $2,700 Deductible**,
    Plan G Pays
    After You Pay
    $2,700 Deductible**,
    You Pay
    HOSPITALIZATION*: Semi-private room and board, general nursing, and miscellaneous services and supplies
    First 60 days All but $1,600 $1,600
    (Part A Deductible)
    $0
    61st through 90th day All but $400 a day $400 a day $0
    91st day and after:
    — While using 60 Lifetime Reserve days
    — Once Lifetime Reserve days are used:
    Additional 365 days
    All but $800 a day of Medicare eligible expenses $800 a day 100% of Medicare eligible expenses $0$0***
    Beyond the additional 365 days $0 $0 All costs
    SKILLED NURSING FACILITY CARE*: You must meet Medicare’s requirements, including having been in a hospital for at least three days and entered a Medicare-approved facility within 30 days after leaving the hospital
    First 20 days All approved amounts $0 $0
    21st through 100th day All but $200 a day Up to $200 a day $0
    101st day and after $0 $0 All costs
    BLOOD
    First three pints $0 Three pints $0
    Additional amounts 100% $0 $0
    HOSPICE CARE: You must meet Medicare’s requirements, including a doctor’s certification of terminal illness
    All but very limited copayment/coinsurance for outpatient drugs and inpatient respite care Medicare copayment/coinsurance $0

    Medicare Part B:

    Services Medicare Pays After You Pay
    $2,700 Deductible**,
    Plan Pays
    After You Pay
    $2,700 Deductible**,
    You Pay
    MEDICAL EXPENSES—IN OR OUT OF THE HOSPITAL AND OUTPATIENT HOSPITAL TREATMENT, such as physicians’ services, inpatient and outpatient medical and surgical services and supplies, physical and speech therapy, diagnostic tests, durable medical equipment
    First $226 of Medicare-approved amounts* $0 $226
    (Part B deductible)
    $0
    Remainder of Medicare-approved amounts Generally 80% Generally 20% $0
    PART B EXCESS CHARGES (above Medicare-approved amounts)
    $0 100% $0
    BLOOD
    First three pints $0 All costs $0
    Next $147 of Medicare-approved amounts* $0 $147
    (Part B deductible)
    $0
    Remainder of Medicare-approved amounts 80% 20% $0
    CLINICAL LABORATORY SERVICES—TESTS FOR DIAGONOSTIC SERVICES
    100% $0 $0

    High deductible ,high g ,medicare high deductible ,Medicare High Deductible G ,Medicare plan g ,medicare supplement g

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