Medicare Advantage Plan Connecticut
This post is for Medicare Advantage Plan Connecticut – A Medicare Advantage plan is an insurance plan offered by a private insurance company. Advantage plans are also called Part C plans as they are filed under Part C of Medicare. When someone enrolls in a Medicare Advantage plan, they are taking a plan that replaces original Medicare A and B. This means that when they receive medical services, the providers will bill the Medicare Advantage plan and not Original Medicare. If the member discontinues the Advantage plan, they will go back to original Medicare A and B.
Medicare Advantage plans are copay plans.
The member would need to pay copays for medical services received from providers. Copays vary in amount depending on the type of service received. Some examples based on plans in Connecticut…
Primary doctor visits- copay ranges from $10 to $30 a visit depending on the company
Specialist doctor visits- copay ranges from $30 to $50 a visit depending on the company
Major Radiology- Can be a 20% cost share or copay ranging from $100 to $275 depending on the company.
This is just a quick example. (There is a link below to all the plan benefit summaries for Connecticut plans below. )
Medicare Advantage plans also come with drug coverage (They include a Part D drug plan with the coverage). These Part D plans are very similar to many of the Part D drug plans you would purchase on a stand alone basis.
Bottom Line: With a Medicare Advantage plan you include your medical as well as your drug benefit in one package. In fact, in Connecticut, there are 5 companies that currently offer Medicare Advantage plans. Finding the right one can take some time.