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UnitedHealthOne Vision

Crowe and Associates is offering clients  a vision plan called UnitedHealthOne Vision. The Vision plan offered is Davis Vision and it is available in all 50 States.

Your eyes are the windows to your health.  Eye exams can help your doctor maintain your vision with the use of either glasses or contact lenses.  They can also detect health conditions such as, glaucoma and  diabetic eye disease as well as high blood pressure and cholesterol.  Keep your vision clear by signing up for  a United Healthcare vision plan. Get the coverage you need for eye exams, glasses and contact lenses, with no waiting period.

There is a $10.00 copay for in-network eye exams.  They cover both glasses and contact lenses once a year.  There are no age restrictions for these plans.

Connecticut Rates:

• Plan A monthly premium rates: $11.40 for primary insurance, additional $7.20 per month for each dependent.
• Plan B monthly premium rates: $15.70 for primary insured, additional $9.90 per month for each dependent.

If you would like more information about the vision plans, please click on the link below.

United Health Care – Vision Only Brochure

If you would like to either enroll in a plan or speak about this further, please call Ed Crowe at (203) 796-5403 or email at Edward@croweand associates.com.

Individual Dental and Vision Insurance Plans

Vision and dental needs are not typically covered by medical insurance plans.  Such expenses can total to large amounts during the year.  Dental and Vision Insurance plans help to defray the cost of routine care.  We offer individual and family dental and vision plans at competitive rates.  Both plans have very competitive  benefits and national networks.

Dental Plans

Dental insurance plans have access to two different dental benefit designs.  Both plan choices use the Ameritus dental network.  There is no waiting period for either of the plan types for preventative and basic services.  Please note: Preventative and basic services vary by plan.  Click here to view a list of services by plan.  There is a waiting period for major services.  The Choice Dental plan offers a $1,500 annual per person max benefit.  The Premier Dental plan offers a $3,000 per person max benefit.  Plans both have a $25 per visit co-pay for services.  Both plans are available for all ages.  Rates are very competitive.  Open enrollment rules do not apply.  New plans can begin the first of any month.

Hassle free, unassisted online enrollment is available.

Click for dental rates and benefits.

Ready to enroll?

Vision Plan

This vision insurance plan utilizes the VSP vision network.   The plan provides coverage for lenses, frames, exams and more.  Rates are very competitive.  Enrollment can be entered online in just minutes.   A link to benefits, rates and provider search has been provided below.

Click here to search for a provider.

Ready to enroll?

Still have questions?  Feel free to either call us at 203-796-5403 or email us at edward@croweandassociates.com.

Crowe and Associates is a full service insurance and investment brokerage.  Click here to visit our home page.

Careington offers a combo vision and dental discount plan in Connecticut.  The plan is very reasonably prices at $6.95 a month for a single person, $11.95 for two people and $15.95 for a family.

I have not been an advocate of discount vision and dental plans in the past but the Careington plan has proved to be a value to our clients.  The networks are strong with VSP for vision and Aetna for a dental network and the discounts make a big difference.  We have found that people actually save more money with this discount plan than they do with traditional dental and vision insurance.   The problem with traditional dental and vision is that the average monthly premium is $30 per person which makes it hard generate an annual savings. The low premium of the Careington plan along with the major discounts make this plan a better choice for most consumers.

A link to the benefits of the plan is attached. CAREINGTON LINK TO BENEFITS AND ONLINE APPLICATIION   You may also sign up for the plan through this link for those that want to purchase it.  The online application will ask you for an agent/broker code before it will let you apply.  Our agency code is CROWE which can be entered and will allow you to move to the application section.

IMPORTANT- For people in CT and NY, be sure to select the plan choice that uses the Aetna Dental Network.  (The 2nd plan from the left) The Aetna dental network is much stronger in CT and NY.

Please call Crowe & Associates with any questions or concerns.

We receive requests for good dental and vision insurance on a daily basis from clients ranging in age from 25 to 80 years old.  There are a number of Dental and Vision plans available but most of them are structured in a way that makes it difficult to get your money’s worth out of them.

We have come up with two plans that currently offer the best value on the market.  There are two types of plans for Vision and Dental.  You have Dental and Vision insurance and then there are a number of dental and vision discount plans.   They both have pros and cons but we will focus on the Dental Insurance here.

Humana offers a dental and vision plan that provides for strong benefits coupled with one of the better dental networks.  The biggest key of the plan is that is also is reasonably priced.  The price for the plan also does not change based on age and a person of any age is eligible.  Monthly premiums for the Dental plan are $22.99 a month per person.  The plan covers preventative services at 100% and basic services at 50% ($50 deductible on basic).  This is the plan we recommend to clients currently however we will start to recommend a different plan if one of a better value becomes available.

To look at benefit for this plan and/or apply for it online, you can use the Humana link provided.   CLICK HERE FOR HUMANA LINK

Please feel free to email or call Crowe & Associates with any questions.

Carington offers a Dental and Vision plan through Aetna Healthcare.  The plan combines Dental and Vision and offers substantial discounts at a reasonable price. ($14.95 a month for the whole family)   Vision and Dental insurance rates can range from $20 a month to $50  per person depending on company offering the plan.  These plans usually have very limited networks which makes it difficult to find a dentist.

The Carington plan  offers discounts on all services for dental and vision.  The plan utilizes and Aetna dental and vision network which is a big improvement over most plans.