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How to compare Medicare Advantage plans

Learn how to compare Medicare Advantage plans through online software at no cost.  There are multiple platforms that provide this service.   The 3 main agent sites are Connecture, Sunfire and MyMedicarebot.  Crowe and associates offers all 3 including recording capability to agents at no cost.   Medicare Plan Finder can also be used to quote and compare plans.  Please note;  agents do not receive credit for enrollments done through this site.   Agents are also unable to save each client profile on their own, that makes this not an ideal way to enroll clients.

How to compare Medicare Advantage plans:  Connect4Medicare

Crowe and Associates gives agents access to Connect4Medicare.  (C4M)   C4M provides access to the 3 main enrollment portals agents use in the Medicare space.  Connecture, Sunfire and MyMedicarebot all work in a similar manner.   All 3 have the ability to save client profiles including prescription and doctors lists.  Agents can save the profile for each client and access the specific Medication lists for future reference.   The systems will create compliant plan comparisons and the ability to enroll prospects over the phone.  Agents are able to fill out the entire application for prospects and send them the enrollment link via email, text or voice enroll.

Watch a video demonstration of the quote and enrollment systems

Looking at benefit details as an agent

It is important for Medicare agents to know how to compare Medicare Advantage plans quickly.  When speaking with clients, agents will need to be able to see specific benefits.  Knowing the difference in copays and other cost shares is important.  Given the current state of Medicare eligible people today, there is a increased focus on other benefits.  Benefits such as dental, vision, OTC, grocery cards and flex cards.  A detailed quote system will show the difference in these extra benefits.

Connecture vs. Sunfire vs. MyMedicarebot

Agents that know how to compare Medicare plans through these systems have the ability to quote all plans. They can quote plans they are certified to sell and also plans they are not contracted.  The question always comes up as to which system is the best at showing benefit details in the comparisons.  While all 3 systems are easy to use, Sunfire provides the most detailed comparisons the quickest.  This is especially the case with the extra benefits such as dental, vision, OTC, grocery and flex benefits.

How to compare Medicare advantage plans:   Agent contracting

Looking to get contracted?  Agents can use our online link to request contracting with all the carriers they need. All contracts are set up to pay agents directly at full allowable CMS max commission.  Because of this, the agent owns the cases they write (the book of business).

CLICK HERE FOR AGENT CONTRACTING

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Compare Medicare Advantage plans

If you are new to Medicare, you should Compare Medicare Advantage plans to find the one that fits you best.  Some people refer to Medicare Advantage plans as either Part C or MA Plans.  These plans are used as an alternative to original Medicare.  If you choose to participate with a Medicare Advantage plan, you do not lose your Medicare benefit.  These plans include your Medicare Part A and Part B and in most cases a prescription drug plan or Part D.

How does a Medicare Advantage Plan work with Medicare:

Private insurance companies must have their plan approved by Medicare before they can offer them to clients.  Medicare has very strict guidelines that insurance companies must follow.  Once Medicare approves the plan, Medicare will pay a certain amount to these insurance companies every month for your care.

Every plan has different charges, costs and rules for services you receive.  Some plans require you to get a referral before seeing a specialist and weather or not you have to go to certain approved providers for your medical care for non emergency care.  Insurance companies change there policies every year.  That means you should check your policy each year during open enrollment to be sure it is still the best option for you.

Compare Medicare Advantage plans to be sure what services are covered:

Although Medicare Advantage Plans cover all the services that original Medicare approves, some Medicare Advantage plans offer additional extra coverage.  The options can include things like; vision, hearing and dental coverage.  The cost for each plan also varies depending on the company you choose as well as your location and a few other things.  Click here for more cost information.

Click here to compare Medicare Advantage plans in your area.

Medicare Advantage plan prescription drug coverage:

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