Stand Alone Dental Plans Connecticut
There are a number of stand alone dental plans Connecticut. Stand alone dental simply means that either an individual or family can purchase the plan on its own. There is no need to purchase any other type of insurance plan with it. The plan is also not connected to any type of insurance plan that is offered from an employer. In fact, when you purchase a stand alone plan, there is almost always a waiting period on both the basic and major services. These waiting periods usually range from 6 up to 12 months. It all depends on the plan you choose.
Cigna dental currently has a stand alone dental plan with the best rates available for the benefits you receive. They have three plan offerings. There is one plan that covers preventative only. There are two traditional dental plans with a $1,000 and $1,500 max annual benefit per person on the basic and major services. All three plan designs are PPO’s. This allows you to see any dentist even if they are not participating in the Cigna dental network.
In addition to having the lowest rates currently available in CT and one of the better networks of dentists, they will also waive the waiting period on basic and major services if the applicant has had previous dental coverage without a lapse.
If you have any questions about these dental plans, please feel free to contact us. You can reach us either by phone at (203)796-5403 or by email at Edward@croweandassociates.com. We are always happy to help you choose the right insurance coverage for yourself and your family. We can find a policy that fits your medical needs as well as your budget.