GET CONTRACTED
Edward@Croweandassociates.com
Call us: 1.203.796.5403
Crowe & AssociatesCrowe & Associates
  • Home
  • ABOUT
  • Sales Blog
  • Sales Tools
    • Online enrollment
      • Connect4Medicare
      • Sunfire
    • Quote and comparison site
    • Application Processing
    • Free Medicare lead program
    • Agent website
    • Predictive dialer
  • Free Leads
  • Products
    • Medicare Plans
    • Life Insurance Plans
    • Final Expense Insurance
    • Long Term Care Insurance
    • Fixed and Indexed Annuities
    • Healthshares
    • Dental and Vision Plans
    • Other Products
  • Training Webinars
  • Contact Us

Signing up for Medicare A and B

    Home General Articles Signing up for Medicare A and B
    NextPrevious
    Signing up for Medicare A and B

    Signing up for Medicare A and B

    By Ed Crowe | General Articles | 0 comment | 11 January, 2019 | 1

    Signing up for Medicare A and B

    We want to give you some help when you are Signing up for Medicare A and B.  This can be a stressful time for some people with all the mail and calls they receive.

    • Medicare A and B will begin the first of the month someone turns 65 years old.
    • If you receive social security payments for at least 4 months before the month you turn 65, you will get Medicare A and B automatically.  Those not receiving payments will need to sign up for A and B online or at the local social security office.
      • If you have not been receiving Social Security payments for the 4 months before you turn 65, you will need to sign up for both A and B.  You will not get it automatically.
      • Here is the link for those that need to sign up  CLICK HERE TO SIGN UP FOR MEDICARE ONLINE  The online enrollment is simple and only takes about 15 to 20 minutes
      • Please Note:  If you are past the age of 65 and want to sign up for Medicare part B, it cannot be done online.  You must go to the local social security office to sign up.  We suggest that you call the office first to make an appointment.
    • Signing up for Medicare A and B – Medicare billing for part B

      • If you are already receiving Social Security payments, the part B premium will be deducted from your SS payments.
      • If you currently do not not receive Social Security payments, you will be billed quarterly for part B.  Medicare will allow you to pay the premium automatically if you fill out a form to set it up.

    Signing up for Medicare A and B – Who should enroll in Medicare Part B

    • If someone is working and receiving health benefits through work or if they receive health benefits through a working spouse, they do not need to sign up for part B of Medicare. (Assuming they will continue to get work benefits)
    • If either they or the spouse they get benefits through stops actively working, they need to sign up for Medicare Part B.  Note: Those with groups of less than 20 employees may need to sign up for part B when they turn 65 regardless of work status.
      • Retiring is a special election for Medicare Part B.  You will need to take a completed Employment verification form to the Social Security office to sign up for B.  The effective date will be the first of the month after you retire.
      • If you are still actively working but no longer receive coverage, that is also considered a special election to sign up for Medicare Part B.
      • You have an 8 month window to sign up for Part B.  The 8 months start from the date you either retire or lose coverage
      • If you fail to sign up for part B under either of the scenarios above, it will result in a  Part B penalty  The penalty is 10% of part B premium for every 12 months you did not have part B. If you delayed part B enrollment and missed your special election period, you should sign up during the Medicare Part B general enrollment period.  The general enrollment is  from Jan 1 through March 31  to sign up for a July 1 start date. Those that miss the general enrollment will need to wait for the next general enrollment to sign up unless they qualify for a special election period,
    • click here for employment verification form.

     

    Signing up for Medicare A and B – Employer groups with less than 20 employees

    • According to Medicare, someone employed by a group with less than 20 employees needs to sign up for both Medicare A and B at age 65.  This is true even if you have health coverage from work and are still working.  In reality, I have had a number of people who work in groups less than 20 delay part B.  Those people have not paid a penalty when they enrolled in B later down the road.  They also did not have any issue with the special election to enroll in B.  Regardless, the Medicare rule says they should enroll when turning 65.  It is up to you how you choose to proceed in this situation.

    Signing up for Medicare A and B –  Contributions for those on Medicare A and B

    • Those with Medicare A and/or B are advised not to contribute to an HSA account. If you are selected for an audit, you may be receive a penalty.  This means your contributions are included in your taxable income. You will also pay a 10% penalty on the contribution.

    If you want to get a quote for Medicare Advantage or Supplement plans, click here.

    How do I sign up for Medicare ,Medicare A and B ,Sign up for Medicare on line ,What you need to know about signing up for Medicare A&B

    Ed Crowe

    More posts by Ed Crowe

    Related Post

    • How to sign up for Medicare on line

      How to Sign up for Medicare on line

      By Ed Crowe | 0 comment

      How to Sign up for Medicare on line This post will give you instructions on how to sign up for Medicare on line.  Please keep in mind, the only people who are eligible to useRead more

    • Who Needs Medicare Supplemental Insurance

      Who Needs Medicare Supplemental Insurance

      By Ed Crowe | 0 comment

      Who Needs Medicare Supplemental Insurance One of the most common questions you will have to answer from your clients will be, “why do I need supplemental insurance?” This is a good question, and will allowRead more

    • Medicare Employer Information Form

      Medicare Employer Information Form

      By Ed Crowe | 0 comment

      Medicare Employer Information Form Medicare Part A Coverage – Are you working and Medicare eligible with insurance either through your own or your spouse’s employer?  If this is the case, you should consider taking MedicareRead more

    • What is Medicare

      By Ed Crowe | 0 comment

      What is Medicare? This blog will attempt to answer “what is Medicare?” by  providing a basic understanding of the Medicare program and how it works. In addition, it will detail the other parts of Medicare suchRead more

    • Medicare Eligibility

      By Ed Crowe | 0 comment

      Medicare Eligibility Medicare Eligibility is available to anyone turning 65, disabled prior to the age of 65 or with ESRD.  People turning age 65 need to have 40 quarters of working credits or have aRead more

    Leave a Comment

    Cancel reply

    Your email address will not be published. Required fields are marked *

    NextPrevious

    Categories

    • Annuities
    • annuity
    • Brokers
    • CD rates
    • Dental
    • Dental insurance
    • Disability
    • FDIC insured CDs
    • Fixed interest rates
    • General Articles
    • Group Health Insurance
    • Individual Health Insurance
    • Investments
    • Latest news
    • Life Insurance
    • Long Term Care
    • Medicare
    • Medicare A and B benefits
    • Medicare Advantage Plans
    • Medicare compliance
    • Medicare Drug Coverage
    • Medicare Supplements
    • Over The Counter benefits
    • phone and home Medicare sales
    • Retirement Income
    • Voluntary Benefits

    Recent Comments

    • I. Jean Norris on UHC 2022 OTC Catalog
    • Evelyn davis on Anthem OTC 2023
    • Teresa Moore on Anthem 2022 OTC catalog
    • Shirley McCoy McCoy on Aetna Medicare OTC Catalog
    • Jeremy Brugh on Wellcare OTC 2023

    Social Icons

    Archives

    • June 2023
    • May 2023
    • April 2023
    • March 2023
    • February 2023
    • January 2023
    • December 2022
    • October 2022
    • September 2022
    • August 2022
    • July 2022
    • June 2022
    • February 2022
    • December 2021
    • October 2021
    • February 2021
    • January 2021
    • February 2020
    • January 2020
    • October 2019
    • July 2019
    • June 2019
    • May 2019
    • April 2019
    • March 2019
    • February 2019
    • January 2019
    • October 2018
    • September 2018
    • August 2018
    • July 2018
    • April 2018
    • March 2018
    • February 2018
    • January 2018
    • December 2017
    • November 2017
    • September 2017
    • August 2017
    • July 2017
    • June 2017
    • May 2017
    • April 2017
    • March 2017
    • February 2017
    • January 2017
    • December 2016
    • July 2016
    • June 2016
    • May 2016
    • April 2016
    • March 2016
    • February 2016
    • January 2016
    • September 2015
    • August 2015
    • July 2015
    • June 2015
    • May 2015
    • March 2015
    • February 2015
    • September 2014
    • August 2014
    • May 2014
    • April 2014
    • March 2014
    • February 2014
    • January 2014
    • September 2013
    • August 2013
    • July 2013
    • June 2013
    • May 2013
    • April 2013
    • March 2013
    • February 2013
    • January 2013
    • December 2012
    • November 2012
    • October 2012
    • September 2012
    • August 2012
    • July 2012
    • June 2012
    • May 2012
    • April 2012
    • March 2012
    • February 2012
    • September 2011
    • July 2011
    • June 2011
    • April 2011
    • January 2011
    • August 2010
    • April 2010
    • September 2009
    • August 2009

    Recent Posts

    • Understanding Medicare Supplements
      2 June, 2023
      0

      Understanding Medicare Supplements

    • Prescription Drug Help
      2 June, 2023
      0

      Prescription Drug Help in Connecticut

    • Short-Term Medical Insurance 
      1 June, 2023
      0

      Short-Term Medical Insurance 

    • Sell Medicare
      1 June, 2023
      0

      Sell Medicare All Year

    With licensed sales professionals in both the investment and insurance fields, the experienced and knowledgeable team at Crowe & Associates can tend to your various needs.

    Latest News

    • Understanding Medicare Supplements

      Understanding Medicare Supplements

      Understanding Medicare Supplements: The Basics of Medigap Medicare covers many health essentials

      2 June, 2023
    We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800 MEDICARE to get information on all options.

    Follow Us

    • Follow Us on LinkedIn
    • Find Us on Facebook
    • Watch Us on YouTube

    Subscribe to our newsletter

    Edward K. Crowe & Associates LLC BBB Business Review
    • Home
    • About
    • Agents
    • Quote
    • Retirement
    • Services
    • Blog
    • Contact
    • Privacy Policy
    Copyright 2023 Crowe & Associates | All Rights Reserved |

    Insurance Agency Website by Stratosphere

    • Home
    • ABOUT
    • Sales Blog
    • Sales Tools
      • Online enrollment
        • Connect4Medicare
        • Sunfire
      • Quote and comparison site
      • Application Processing
      • Free Medicare lead program
      • Agent website
      • Predictive dialer
    • Free Leads
    • Products
      • Medicare Plans
      • Life Insurance Plans
      • Final Expense Insurance
      • Long Term Care Insurance
      • Fixed and Indexed Annuities
      • Healthshares
      • Dental and Vision Plans
      • Other Products
    • Training Webinars
    • Contact Us
    Crowe & AssociatesCrowe & Associates

    Online Enrollment- Enroll prospects online without the need for a face to face appointment. Access to all major carriers with the ability to compare plan benefits and prescription drug costs. Link to recorded webinar https://attendee.gotowebinar.com/recording/2899290519088332033

    All agents receive a personalized enrollment website. Prospects can use the site to compare plans, check doctors, run drug comparisons and enroll in plans. Agents are credited for all enrollments. Click Here

    Error: Contact form not found.