Medicare Savings Programs FAQ
Connecticut is one of the states in the nation that offers access to financial assistance programs for eligible Medicare beneficiaries. Some of the services that the Medicare Savings Program (MSP) can help pay for are Medicare part B premiums, deductibles, and co-insurance. Depending on the beneficiary’s income, if they qualify for one of the three Medicare Savings Programs, the Department of Social Services will offer financial assistance for the Medicare Part B premium each month. Some seniors may also be eligible for financial assistance for Medicare deductibles and coinsurance. Connecticut’s Medicare Savings Program is funded by Medicaid. The following are some frequently asked questions about MSPs.
Can I have both MSP and Medicaid?
Yes, you can. Medicare Savings Programs and Medicaid are two separate programs and the medical coverage is different for both of them.
Can I see the provider of my choosing?
If you have traditional Medicare, then you can see any healthcare provider that is a participating provider in Medicare. Seniors on a Medicare Advantage plan are limited to a network of providers chosen by the insurance carrier. However, the MSP works with both of these plans.
Do I have to apply for MSP?
Yes, you must file an application in order to receive the assistance from a Medicare Savings Program. Enrollment in an MSP is voluntary, meaning you can stop at any time even if you still qualify financially for the assistance.
How do I apply for an MSP?
There is a short application form that must be sent to the Department of Social Services. There is no supporting documentation needed unless the DSS requests it from you. The application form is #W-1QMB or W-1QMBS (Spanish version).
Mail the application form to:
DSS ConneCT Scanning CenterPO Box 1320Manchester, CT 06045-1320
You can also enroll online through https://www.connect.ct.gov.
It may take the DSS up to 45 days to review your application. However, if eligible, benefits are backdated to the day the office received your application.
How often does the DSS review my eligibility?
Yearly. A month or so before the expiration date, beneficiaries receive a notice explaining that they are due for a review of coverage and a renewal form, which must be sent to the DSS scanning center.
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