Medicare Eligibility is available to anyone turning 65, disabled prior to the age of 65 or with ESRD. People turning age 65 need to have 40 quarters of working credits or have a spouse with 40 quarters. You must also be a U.S resident or be legally in the U.S. for 5 concecutive years. The CMS website has a lot of very detailed information on this topic. Click for CMS details on Medicare A and B enrollment
Steps for Medicare eligible people
- Step 1- It is easy to sign up for Medicare A and B online. CLICK HERE FOR THE SITE TO SIGN UP FOR MEDICARE A AND B . Please note, your Medicare A and B will start on the first of the month you turn 65. Medicare will charge most people $134 a month for part B. They either bill quarterly or draw it out of your Social Security check. (for those taking Social Security)
- Those over the age of 65 can not enroll in A and B online. Please call your local Social Security office to enroll in A and/or B.
- Step 2- Some people do not have to pay the $134 monthly premium. If you are single and make less than $2,435.40 or as a couple make less than $3,284.10 you are eligible for a program called Medicare Savings Program (MSP), Enrolling in MSP will provide a number of benefits and you will no longer need to pay the monthly part B premium of $134 a month. CLICK TO LEARN MORE ABOUT MSP (we can help you with the MSP application)
- Step 3- The next step is to figure out which type of plan works for you. There is a lot to choose from including Medicare Advantage plans, Medicare supplement plans (also called Medigap) and/or a Medicare Part D drug plan. There are a number of companies offering these plans. Contact our office to see which plan type is best for you. When a chocie is made, our office will help ensure you are enrolled properly. Applications must be sent in prior to the 1st of the month you turn 65 in order to get the appropriate start date.
Notice about the Part D rx penalty
Currently enrolled in Medicare: Click here to check your enrollment
Medicare Eligibility: Other Resources
Sign up for Medicare after age 65 ( Medicare general enrollment period)