UHC Medicare sales 2020
UHC Medicare sales 2020 is a great product to add to your Medicare sales business. Because UHC has many plan types to choose from; it is easy to find the best type of plan to suit your client’s needs. In fact; UHC has the largest provider network. UHC (United Health Care) offers 4 different type of plans for Medicare recipients. Agents only need one contract with UHC in order to offer all 4 plans.
DOES NOT REQUIRE AHIP
UHC is one of the only carriers that allows agent to contract and certify to sell without taking the AHIP exam.
First, we will explain a little about the UHC Medicare Advantage Plans:
In many cases, Medicare Advantage plans combine Medicare Part A, Part B and Part D coverage into 1 plan. These plans offer members extra benefits that include things such as; hearing and fitness as well as:
$0 co-pays for primary care visits, as well as rewards for preventative care
Prescription co-pays as low as $0; for common prescriptions and more than $150 in free health and Wellness products.
No cost preventative dental and vision exams. Free eyewear included.
Free Gym membership with the Renew active benefit. Clients may also be eligible to receive up to $115 for staying active.
Second, UHC offers Medicare Special Needs Plans
These Medicare Advantage, Special Needs plans give coverage to people who have special financial and/or health care needs.
Third, UHC Medicare sales 2020 include: Medicare Supplement Insurance Plans.
Medicare supplement insurance plans helps pay some of the out-of-pocket costs not covered by Original Medicare. There is no need for a referral with these plans. They are accepted by any doctor who accepts Medicare, therefore there are no network restrictions. If you opt for one of these plans, you will need to purchase a separate Part D, prescription drug plan.
Some benefits of Medicare Supplement Plans Include:
- They cover the 20% of Medicare approved out-of-pocket costs that Original Medicare doesn’t pay.
- Any provider who accepts Medicare will accept Medicare Supplement Insurance.
- You do not need a referral to see a specialist.
- These plans provide coverage for you if you travel anywhere in the U.S..
- As long as your premium payments are up to date, your coverage is guaranteed for life.
Finally, Medicare Prescription Drug Plans are included in UHC Medicare Sales 2020.
Because Medicare Part A and Part B do not offer prescription drug coverage; a Part D prescription drug plan provides members with help paying for Medicare approved, prescription drugs. Members use the Part D Plan along with both Original Medicare and Medicare supplement insurance. These plans help save you money on common prescription and generic drugs as well as name brand drugs. Each plan offers different coverage amounts. Please check the plan formulary when choosing a Part D Plan.
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