Simplified Issue Term and Universal Life Insurance
Highlights of our Simplified issue term and universal life insurance plans
- Issue ages from 18 to 80
- Up to 100K coverage
- Only 3 health questions to answer
- Very competitive rates for a simplified issue product
- Death benefit from day 1
- Level commissions for life of policies
We can give both agents and agencies access to our simplified issue term and universal life insurance. There is a 10 year term and Universal Life products in all 50 states for the term product and 45 states for the UL. As a simplified issue plan, applicants only answer three health questions and the product is a full death benefits from day one.
The policy is available to people age 18 to 80 and coverage up to $100,000 is available. Note: The client Does Not need to be working to enroll in this plan. There is a work question but all applicants can check “yes” to working because they have a membership. Agents receive plan commission pay each month “as earned“. The term commission rate is 24% on all premiums for the life of the policy. The UL commission rate is 30% on all premiums for the life of the policy. Contracted agents will be given access to their own website which can be used to enroll prospects.
For Contracting: You can either call 203-796-5403 or email Lisa@croweandassociates.com
CLICK THIS LINK FOR CROWE AND ASSOCIATES CONTRACTING 2019
Universal Life rates Examples:
TransAmerica Universal Life Brochure – click here
TransAmerica Term Life Brochure – click here
TRANS ELITE SAMPLE UL POLICY
TRANS SAMPLE TERM POLICY
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