Independent Insurance Agents
Independent Insurance agents are independent contractors. They have the ability to work with many different insurance companies. Although they are appointed with many companies, they run their own businesses. The agent/broker collects commission. They do not receive a salary from any company they represent.
There are a few ways a person can purchase insurance products. One is by using independent Insurance Agents. Another choice is to use captive insurance agents. There is also the choice of purchasing insurance directly from the carrier they choose either on line or by phone. In our opinion, independent insurance agents are the best choice; they give the client many more options. These options can help assure that a client can look at many different carriers. This ensures they get the plan that provides the best coverage. This flexibility makes independent insurance agents very strong competitors in the industry.
Independent Insurance Agents:
These agents/brokers can get you quotes from multiple insurance carriers in a short amount of time. This gives clients the ability to compare benefits side by side and choose the plan that best fits their needs.
Clients do not have to call a call center to get help, they can speak directly to their agent who is familiar with them and understands their needs. This can help get issues resolved faster and more satisfactorily.
Independent Insurance Agents work for their clients not an insurance company:
Because independent agents are not employed by an insurance company, they are working directly for the client. This means if they want to maintain their client base, they must provide the best, unbiased advice which results in happier clients. Agents/brokers also have the ability to notify clients when plan changes occur and can make sure clients find another plan that will provide the services they need. If clients want to keep an agent who is captive, they can be stuck with a price increase and not many options.
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Independent Insurance Agents:
Additionally, independent agents are a great choice for clients to get more personalized advice and service. It is important to remember, clients can always choose another agent, if you do not have their best interest at heart. This is a great career for those who enjoy helping others and want to offer a service that people truly need.
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