AHIP final exam answers 2020
Medicare agents/brokers have to pass the 2020 AHIP test if they want to be ready to sell medicare advantage plans this year. Conveniently, both the AHIP course and test are done online. Having the AHIP final exam answers 2020 would be a great help to those agents/brokers who are required to take it. Unfortunately, we cannot give out the AHIP exam answers because:
- We would get into big trouble
- We do not have them.
Although we cannot provide the answers to the test, we can offer some advice that will help you pass the test.
- The first thing you will want to do is; pay close attention to the practice test! These are the questions you will have to answer on the actual test.
- Download the modules and save them to your computer. You can use them as a reference during the test. All you need to do is use the control F function to look up the questions and find the correct answers.
How do I get a discount on my AHIP:
The AHIP exam is available for $175 this will give you three tries to pass. If you fail the test 3 times, you must pay the $175 again in order to get 3 more attempts. That being said; you can also access AHIP through most major carrier’s certification sites at the discounted cost of $125. Some carriers who offer the discount are UHC, Anthem, Aetna, Humana and Cigna.
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If you do not pass on the first 3 tries:
You can pay for the the test again to get 3 more chances. Many carriers will let you to take the test as many as 6 times and still be certified to sell when you pass. Other carriers limit this to 3 times. This means; if you pass the test on the 4th try, some companies will not allow you to write new business that year.
Most Medicare Advantage plan insurers require agents/brokers to take the AHIP Medicare training courses:
Although, United Healthcare is unique and does not require AHIP. Agents can offer UHC Medicare Advantage and PDP plans simply by doing the UHC certification.
After you pass AHIP, you are considered compliant with CMS regulations. In other words, you understand the rules and regulations associated with the plans you are selling to your clients.
One important fact to remember is: Medicare supplement products are not regulated by CMS. Because of this, supplement sales do not require AHIP. Most supplements do not require a certification to sell them.
The new AHIP is available for the following year in July:
Each year in July , the new AHIP certification is available to cover the following year. (July 2020 you can take the 2021 AHIP exam) New agents who want to sell Medicare in May or June may want to wait until July to take the new AHIP. If they take the current AHIP; they will have to take AHIP for the following year in a few months. Taking AHIP in July allows agents to sell for the current year as well as the following year.
AHIP is comprised of 5 modules followed by a test based on those modules. Most aspects of Medicare are covered including; benefits, rules, compliance and enrollments. It also covers the lesser known/sold PFFS, MSA and Medicare Cost plans. Each module contains sample questions. It is very important to study these and answer them correctly. These questions are very similar or identical as the sample questions in the modules. We recommended that you save the PDF of each module to your computer so you can access them while taking the test. This process is not against the rules for the exam. click here to go to AHIP fraud waste and abuse training
After you pass AHIP:
Once you pass the test, you need to take the FWA modules and test. These modules are not as involved as the main test. Once you finish the FWA test, you can transmit the AHIP results to other carriers electronically through the site. It is important to send the results to all MA/MAPD/PDP carriers you are contracted with and want to certify to sell. You should also keep an electronic copy of your AHIP certificate.
If you want to join the Medicare sales business: