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2023 Medicare Advantage commissions

Any agent who offers MA plans this year, will be interested in the 2023 Medicare Advantage commissions.  We are happy to announce that commission for bot MAPD and PDPs have increased again this year.

The commissions are still divided into 4 areas as follows:

1.  In CA and NJ, the initial MA commission has increased by 4.9%.  Last year, commissions for initial enrollment was $715 per member annually.  This year the commission is $750 per member.  The renewal commission rate has also increased by 4.75% for 2023.  This means,  renewal commissions have increased from $358 per member annually to $375 per member annually.
2. The states of CT & PA as well as DC have had 4.95% an increase in commissions for 2023.  This means in 2022 the initial enrollment MA commission  was $646 annually per member and is now $676 per member.  Renewal commission rates  have increased from $323 per member annually to $339 per member annually.
3. In both Puerto Rica and the U.S. Virgin Islands, an increase of 4.31%  over last year is in place.  Last year the initial MA commission rate was $394 per member and it is now $411 per member.  Renewal commissions in these areas have been raised by 4.75% brining renewal payments from $197 per member to $206.
4. Nationally (all other states not listed above), a 4.89% increase has been implemented for initial MA enrollments.  This brings initial MA commissions up from $573 annually to $601.  Renewal commissions have increased by 4.88%, this means commissions have gone up from $287 per member to $301 annually.

Click here to watch our YouTube on commission payment details

Part D commission increase:

There has been an increase of 5.75% for an initial enrollment in a Part D plan.  This means; commissions have gone from $87 annually per member to $92 per member.

Additionally; renewal commissions will increase by 4.55% annually from $44 per member to $46 per member.

Do you need E&O; click here to get coverage for as low as $301 per year!

Read the official CMS  announcement on the increase.

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UHC OTC 2023

If you are a member of a UHC Medicare Advantage plan, you may have a UHC OTC 2023 benefit.  If you check the summary of benefits for your plan, you will be able to determine if you have access to the OTC benefit.

Please note; the OTC benefit is provided once each quarter for non-dual plan members.   Any unused benefit amounts do not carry over to the next quarter.  In other words “use it or  lose it”.

Additionally; members of the DSNP plans have a monthly OTC benefit amount that is also “use it or lose it”.  It does not carry over every month.

If you need help or have questions about an OTC order,  please call either 1-833-845-8798  for non-dual plan members or 1-833-853-8587 for Dual plan members. You can also call the member services number located on the back of your member ID card for answers to your health coverage questions. c

Click here to download the 2023 OTC Member Catalog for non dual plans

Download 2023 DSNP Food, OTC, Utilities Member Catalog

2023 Rewards DSNP Members

There are 4 ways to shop for OTC items:

Online:

1. Go to myuhcmedicare.com/HWP.
2. Sign in using your HealthSafe ID®. If you don’t have a HealthSafe ID,
click Register Now to create one. You’ll need your UCard and a valid
email address to get started.
3. On the Order page, add products to your cart by clicking Add to Cart
in the product details.
4. Click Cart in the upper right corner of the page to review your order.
5. Click Check Out and enter your shipping details.
6. Click Place Order to receive your products delivered to your home
at no cost.

Mail:

Use the catalog to choose items, fill out an order form and mail it in.

Phone:

1. Prepare a list of products you want to buy.
2. Call 1-833-845-8798, TTY 711, 8 a.m. – 8 p.m. local time, 7 days a week.

In-Store:

1. Shop covered OTC products at thousands of participating stores in network including; Walmart, Walgreens, CVS, Kroger and several more.  You can use the store finder at my mymedicare.com/HWP to locate.
2. Either you or the store associate will scan the barcode located on the back of your UCard and then scan each product.
Remember; you can download the UnitedHealthcare mobile app at either the App store for iPhone users or at Google play for google phones. to scan items to be sure they are covered by your benefit.

More member information:

Dual members can use their Ucard OTC funds for; healthy foods, OTC items, and to pay utility bills.

Non-dual members can use the UCard for OTC products

The Choice Flex PPO is a new (non-dual) MAPD plan.  This plan offers members both a Flex card and a UCard (2 cards).  The Flex card is a pre-loaded Visa with $500 to use annually for dental, vision & hearing items only.

All participating MAPD plans; both dual & non-dual, receive a UCard.  Any member renew rewards will be loaded onto the UCard.

UCard Quick Reference Guide – Click here

Dental benefit Quick Reference Guide

Members can set up their own portal to view claims, look up doctors, use the store finder for OTC items as well as check their UCard balance and more.

UnitedHealthcare Medicare Member Sign In | UHC Medicare Benefits and click “REGISTER” in the upper right-hand corner and follow the prompts from there.

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