INTRODUCTION
The Health Reform Act (Patient Protection and Affordable Care Act) will require most U.S. and legal residents to have health insurance. Those that do not carry it will be taxed by the government. The law also requires each state to have a health insurance exchange where people can obtain coverage. People who do not get health insurance at work or cant afford work insurance, will be able to get it through the exchange. The exchanges will be an alternative to private health insurance although it is not clear how many companies if any will continue to offer private health insurance. Read more
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