Short Term Medical Policy Sales
All things considered, Short Term Medical Policy Sales can be a great way to pull in new clients. No doubt short term medical policies are the best solution for clients that missed the deadline or did not qualify for an Affordable Care Act Plan. Therefore clients that missed or did not qualify for an ACA plan can secure peace of mind with a short term medical policy through HCC. All things considered, low rates, simplified issue, next day effective dates and the easiest online enrollment system of any carrier make Short Term Medical Policy Sales a win win situation. These plans provide a way for many people who otherwise might have to go without coverage to get the needed assurance that having coverage provides.
Who would be a good candidate for a short term medical plan?
For example: early retirees awaiting Medicare coverage, students, new hires…all good candidates for a short term medical policy. Rates are affordable therefore, payable in full or with monthly installments. Carriers can issue Policies the next day. Short term Medical Plans range in duration from 6 to 12 months. Most states approve These policies. These plans do offer security although they are not affordable care act compliant. Deductibles apply per occurrence and range from $250 to $7,500. Underwriting is very simply done with only 5 questions to answer on the online application.
Agent level commission is 15%. General agency commission is 17.5%. And, Master General Agency commission is 20%.
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Online agent/agency contracting is available.
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