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Medicare and Dental Insurance Knowing how Medicare and Dental Insurance work is important. While Medicare does not cover dental work, some MAPD plans do.   In addition, standalone plans add additional coverage. Original Medicare Medicare doesn’t cover most dental care, dental procedures, or supplies, like cleanings, fillings, tooth extractions, dentures, dental plates, or other dental devices.  
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Medicare A and B enrollment rules Medicare A and B enrollment rules can be confusing.  This blog will offer details on the process.  There is often confusion between the Medicare A and B enrollment rules vs. Medicare Advantage and PDP plans.  While there are a number of similarities, the two are not the same.   We
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E and O Insurance for Agents Anyone who sells insurance must have E and O insurance in place before they can sell even 1 policy.  E and O Insurance for Agents is mandatory and is a great layer of protection for anyone who sells insurance.  In the event that you make a mistake when writing
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Humana OTC catalog 2022 Members of participating Humana Medicare Advantage plans have an OTC benefit. The Humana OTC Catalog 2022 is available in the link below.  Members with the OTC benefit on their Humana plan will need the catalog and instructions in order to take advantage of the benefits. Humana OTC catalog 2022: A few
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2022 Medicare Enrollment Dates There are multiple 2022 Medicare Enrollment Dates agents need to be famiar with.  This will review the main elections periods and some of the lesser known special election periods.  Agents need to be familiar with all of them to have the most flexibility with enrollments for 2022.  The Medicare AEP has
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5 Star Special Enrollment Period A 5 star special enrollment period is available if a MAPD, PDP or Cost Plan with a 5-star rating is available in the service area.  The special enrollment period (SEP) is available on a one time basis between December 8th and November 30th. Be sure to check current ratings! 5
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Application for Medicare Part B Online The application for Medicare Part B online is available through the link below. SSA is accepting delayed Medicare Part B enrollment applications online for those who qualify for a  Special Enrollment Period (SEP). You may use the online enrollment application if you are 65 or older and currently have
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Medicare State Special Elections 2022 There are a number of Medicare state special elections 2022 due to various situations. Most of them are weather emergencies and other FEMA designated emergencies.  Below are a list of the most current SEP elections available by state.  The emergencies/disasters listed as “open” means they have not yet set an
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Medicare Benefit Changes 2022 Medicare benefit changes 2022 are now available.   Each year CMS updates Medicare benefit details.  Premiums, deductibles and co-insurance amounts are reviewed each year.   CMS typically releases updates in November.   Updates for the 2022 benefits were released on November 12, 2021 for 2022.   Medicare Part B  Medicare Part B covers the
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2022 Medicare IRMAA Brackets Each year CMS releases the Medicare Part B premium amounts.   The standard Medicare Part B premium in 2022 is $170.10.   This amount is $148.50 in 2021. Check the 2022 Medicare IRMAA Brackets below in this blog. Who pays more? The Medicare Income-Related Monthly Adjustment Amount (IRMAA) is an amount Medicare beneficiaries  pay
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