Medicare Plan F Going Away 2020

• As of 1-1-2020 Medicare supplements that cover the Medicare part B deductible will not longer be available to those newly eligible to Medicare.
  • This means that anyone who becomesELIGIBLE for Medicare on 1-1-2020 or later will not be able to buy either a plan F, C  or a high deductible F.
  • Those that became eligible for Medicare prior to 1-1-2020 will still be able to purchase plans F, C and high F after 1-1-2020.
  • In other words, companies will still offer plans F, C and high F after 1-1-2020, but only to those who are eligible.
  • Those who are already on one of these plans will be able to stay on that plan if they choose to.

• Although High deductible F plans do not cover the part B deductible, they will also be discontinued.
  • The reason is that companies are going to offer high deductible G plans.  These plans will work the exact same as the High deductible F plans and have similar premiums. Those newly eligible for Medicare after 1-1-2020 can look at high deductible plan G as an alternative to high F.

• Medicare Supplement plan G will offer beneficiaries an alternative to plan F for those eligible for Medicare 1-1-2020 and later.
  • Plan G provides members the same benefits as Plan F with only one exception;  Plan G does not cover the annual part B deductible of $185 (2019). Other than that, it provides the same coverage.  In most cases, Plan G also has a lower premium when you compare it to Plan F.  Because of this, the difference is usually not a factor.

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