Sons of Norway insurance
Many agents have clients who are looking for an affordable final expense policy. We have added Sons of Norway insurance to our carriers to provide the coverage your clients are looking for.
Why choose Sons of Norway insurance for your client’s final expense needs:
The rates for sons of Norway on both the Guaranteed Issue and level simplified issue are currently the lowest in the market. These plans give clients the coverage they need at a rate far below that offered by other final expense companies.
The application process can be done is quickly and easily for either plan option.
If you are an agent and would like to view the final expense plans side by side with other plans; try our final expense quote site. It is easy to do. Just call our office for a username and password to access the site.
Learn how to use our quote site – Watch a recorded webinar
Read below to learn about the simplified issue whole life policy:
The Simplified Issue policies are available to anyone form age 0 to age 85.
Policyholders can pay the premiums until they reach the age of 121.
The application is easy to complete either online or by paper with easy to answer questions. Applicants do not need to have a physical examination for acceptance.
Policy face amounts are from $25,000 to $50,000 for applicants age 0 to 59 years old. Riders are available with these policies
Applicants who are ages 60 to 85 years old can purchase a policy with a face amount from $10,000 to $50,000.
These policies have a guaranteed cash value. This comes in handy if an emergency arises and the insured needs cash.
Starting at the end of the second year, plan members receive dividends. Members can choose from several annual dividend payment options.
If you want to learn more about the Final Expense Simplified Issue plans; click here
To learn more about the guaranteed issue whole life policy; keep reading and find out what the Sons of Norway plans have to offer.
The issue ages for the Guaranteed Issue policies, start at 0 and go to 85 years old. The face values for these plans ranges from $5,000 up to $25,000. In addition to the lowest rates in the market, the SON GI policy will also accept applicants under the age of 50. This is very unique for a GI insurance plan.
Premiums for these plans is payable until the insured is 121 years old.
GI policy values are guaranteed upon issue date. The date Sons of Norway receives your application, payment and membership dues is the issue date.
When the policyholder passes the 2 year (24 month) time period, the death benefit will equal face value of the policy. It does not matter what the cause of death is. However, before the initial 24 months has passed, the benefit for non-accidental death will equal the premiums paid plus 4.5% interest. In case of accidental death, the benefit will equal the face value of the policy.
The issue date of the policy is the first day your application , payment and membership dues are received by the insurer. Cash values of these policies are guaranteed at issue.
There are no riders available on these policies.
If you would like more information about Sons of Norway, Guaranteed Issue final expense plans; click here.
These plans are not available in the following states: Maine, Vermont, West Virginia, Kentucky, Tennessee, Georgia, Alabama, Mississippi, Arkansas, New Mexico, Wyoming and Michigan.
Click here to see approved states for Sons of Norway plan sales.
Please note; plans are not available in the following states: Maine, Vermont, West Virginia, Kentucky, Tennessee, Georgia, Alabama, Mississippi, Arkansas, New Mexico, Wyoming and Michigan.
Are you contracted with Crowe and Associates? If you are, it is easy to get contracted to sell these plans; just email lisa@croweandassociates.com.
If you are not currently contracted with Crowe and associates; CLICK HERE FOR CROWE CONTRACTING.
Once you are contracted to sell Sons of Norway plans it is easy to enroll clients online.
If your client prefers a paper application, you can use the links below.
CA – Simplified Issue paper App
FL – Simplified Issue paper App
MT – Simplified Issue paper App
ND – Simplified Issue paper App
SD – Simplified Issue paper App
For a simplified Issue paper app for all other states – click here
NY – Single Premium Whole Life only – paper App
CA – Guaranteed Issue paper App
FL – Guaranteed Issue paper App
MT – Guaranteed Issue paper App
ND – Guaranteed Issue paper App
SD – Guaranteed Issue paper App
Guaranteed Issue paper app all other participating states – click here
My policy number is 1161155. I want to discontinue this policy
Catherine, I suggest that you either contact the agent who sold you the policy or call the Sons of Norway directly by using the customer service number found on your invoice or policy documents.