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Low cost simplified issue permanent and term life insurance

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    Low cost simplified issue permanent and term life insurance

    Low cost simplified issue permanent and term life insurance

    By Ed Crowe | | 0 comment | 18 April, 2017 | 0

    Low cost simplified issue permanent and term life insurance

    Trans America has a low cost simplified issue Permanent and Term  Life Insurance available in most states.  The plans have only 2 yes/no health questions with rates much lower than the most competitive final expense carriers.

    This low cost simplified issue permanent and term life insurance can be sold in most states.   The term product is available in all 50 states.  The UL product is available in all 50 states with the exception of CT, ME, MA, OR, SD and WA.   The policy pays a full death benefit from day one and is available for people  from age 18 and up to age 80.  Clients can purchase coverage  of up to $100,000.

     Commissions and other qualifications

    Agents receive plan commission pay on a monthly basis, as it is earned.  The term commission rate is 24% on all premiums for the life of the policy.  The UL commission rate is 30% on all premiums for the life of the policy.  Contracted agents will have access to their own website which they can use to enroll prospective clients.  Prospects enrolling in this plan will be charged an additional $3.00 per month to be a DSWA member.  DSWA members may enroll in this plan without the need to be actively working full time.

    Please note:

    If you have previously contracted to sell the Elite PPO or Prime health plans, you are already contracted to sell this product.  All applications can be processed through your personal MEC 99 broker site   www.MEC99.com/ (Agents full first and last name)  You can access rates and also apply through the “life” tab on this site.

    If you are not currently contracted to sell Elite and Prime products CLICK HERE FOR AGENT CONTRACTING

    Example Universal Life rates:

      50 year old male:  $10,000 of  Universal Life coverage is $17.95 a month
      60 year old male:  $10,000 of  Universal Life coverage is $22.41 a month
      70 year old male:  $10,000 of  Universal Life coverage is $50.16 a month
    Example Term Life rates:
     50 year old male:  $10,000 of Term Life coverage is $5.64 a month
     60 year old male:  $10,000 of Term Life coverage is $10.90 a month
     70 year old male:  $10,000 of Term Life coverage is $36.83 a month

    For the TransAmerica Universal Life Brochure- click here

    TransAmerica  Term Life Product Brochure- click here

    TRANSELITE SAMPLE POLICY

    Guaranteed Life insurance ,low cost Guaranteed life insurance ,Term Life ,Trans America GTL

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    Online Enrollment- Enroll prospects online without the need for a face to face appointment. Access to all major carriers with the ability to compare plan benefits and prescription drug costs. Link to recorded webinar https://attendee.gotowebinar.com/recording/2899290519088332033

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