Cigna Cancer Heart Attack and Stroke Insurance
Cigna Cancer Heart Attack and Stroke Insurance is designed to help patients cover both the costs associated with a cancer diagnosis and treatments to fight it.
It is expected that just over 1.6 million new cancer cases will be diagnosed this year. The out of pocket costs can be crippling. The costs that major medical plans will cover are often have limits. In addition to expenses directly related to medical care, cancer treatment insurance plans also cover family oriented expenses. Cancer treatment insurance plans cover expenses beyond that of a traditional medical policy. These expenses may include: experimental treatments, visits to out-of-network specialists, home health care, and even your daily living expenses.
doesn’t make financial sense for everybody. For example, if you’re young, healthy, not risk-averse, and you don’t have a family history of cancer, you might want to use the money you’d pay for this type of policy for something else. If a number of your relatives receive a diagnosis of and treatment for various kinds of cancer, the purchase of one of these plans may be worth the investment.
The Cigna Cancer plan is an indemnity plan. This means if a client receives a cancer diagnosis, the benefits kick in and you will be reimbursed for payments you make. Benefits work along side and in addition to any major medical benefits. Plan benefits start at $5,000 up to a max benefits of $100,000. The policy has a 12 month pre-exsting conditions exclusion.
Travel benefits are provided. This plan offers 5o cents per mile traveled to get to required treatment. Travel can be either via vehicle or common carrier. Cigna also includes a lodging benefit of $100 per day in the plan. This benefit can apply to either the patient or an adult companion. A child tutorial benefit is provided to children participants while receiving treatment. Mental health counseling benefits are also provided. Necessary child care is provided for. In fact Cigna will also cover pet care either at home or at a boarding facility as well.
Compensation: The street commission information has been included below. Street comp represents, the amount Cigna will pay to a broker contracted directly. Both General Agency and Master General Agency compensation schedules are available. Please either call or email for details.