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Best Final Expense Plans

    Home agentblog Best Final Expense Plans
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    Best Final Expense Plans

    Best Final Expense Plans

    By Ed Crowe | | 0 comment | 14 July, 2016 | 0

    Best Final Expense Plans

    Looking for the best final expense plans to offer clients?   A large number of carriers offer final expense plans.

    Mutual of Omaha, Sons of Norway, Americo and Transamerica as well as United Home Life offer some great final expense plans.  Following are highlights of each company’s plan.

     

    MUTUAL OF OMAHA

    Mutual of Omaha does not require a point of sale phone interview.  They offer both Level pay and graded benefit plans.  Level plans are available to use for clients ages 45-80.  Graded plans are also available for clients ages 45-80.  Face amounts for level plans are $2,000-$40,000.  Face amounts for graded plans range from $2,000 to $20,000.  Not only do plans pay 115% commission with advancing but, Electronic applications are available as well.

    CLICK HERE TO LEARN ABOUT SONS OF NORWAY FINAL EXPENSE

    GREAT WESTERN

    Great Western offers a completely guaranteed issue.  They offer these plans for clients ages 40 to 80.   Guaranteed issue plans pay a 60% commission.  Immediate benefit plans pay a 100% commission.  Death benefits range from $1,000 to $40,000.

     

    TRANSAMERICA

    Transamerican plans offer immediate full death benefits for several health conditions.  These plans are available for  clients ages 0 to 85.  Commission is paid at 115%.  They offer both simplified issue underwriting and jet issue.  Death benefits range from $1,000 to $50,000.

    -In addition, transamerica offers immediate full death benefits for several major health conditions with this plan

     

    AMERICO

    Americo does not require a point of sale interview.  They have a friendly diabetes policy.  They offer a unique smoker qualification.  Both pipe and cigar smokers qualify as non-smokers.  The Plans are available for  clients ages 50 to 85.  Death benefits range from $2,000 to $30,000.  Agents receive Commission pay directly with 9 month advance.

     

    UNITED HOME LIFE

    United Home Life offers first day coverage.  Neither medical exams nor bodily fluids tests are required. In fact, A simple yes or no application is used.  Not only do plans offer guaranteed level premiums, but death benefits are offered up to $100,000.

     

    If you are a licensed life insurance agent looking to become contracted;

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    We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800 MEDICARE to get information on all options.

    Not affiliated with the U. S. government or federal Medicare program. This website is designed to provide general information on Insurance products, including Annuities. It is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that [Agency Name], its affiliated companies, and their representatives and employees do not give legal or tax advice. Encourage your clients to consult their tax advisor or attorney.

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    Online Enrollment- Enroll prospects online without the need for a face to face appointment. Access to all major carriers with the ability to compare plan benefits and prescription drug costs. Link to recorded webinar https://attendee.gotowebinar.com/recording/2899290519088332033

    All agents receive a personalized enrollment website. Prospects can use the site to compare plans, check doctors, run drug comparisons and enroll in plans. Agents are credited for all enrollments. Click Here

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