Best account accumulation annuities

Best account accumulation annuities

In this post we list some of the Best account accumulation annuities.   Below is a list of some of the annuities that offer better growth opportunities for your clients money.  You will notice we have not included any type of annuity using a risk control index such as  either the S & P risk control 5% or 10%, Morgan Stanley Dynamic index, BNP Paribus, etc…   In fact, We are also not showing annuities that use a 2 year or greater point to point strategies.  In fact, our experience with risk controlled indexes has not been very positive.  These indexes have had a very low return yield in the past 5 years.  Also, the 2 year or greater point to point strategy makes it very hard for clients to understand why there is not interest credit after the first year.

PTE 84-24 Disclosure and Acknowledgment Form for IRA Annuity Purchase

Starting June 9th through Dec 31st  agent will be required to complete the PTE 84-24 form when selling fixed/index annuities using qualified money.

Although this form Does NOT need to be sent to any company, the agent must put it in the client file and hold for 6 yrs.

Additionally, the agent must put their commission % on form.

Fact Finders, PTE form as well as other DOL information

CLICK HERE FOR SIMPLE FACT FINDER

How To complete a best interest review questionnaire – click here

For a copy of the Best Interest Questionnaire – click here

For the Annuity – Disclosure and Acknowledgment – click here

Click here for DOL- Timeline Overview