American Equity Choice Annuity

American Equity Choice Annuity

• The S&P 500 index is a list of stocks from 500 different industry leaders.  This index is usually thought of as the top benchmark to measure stock market performance in the U.S..
• The S&P 500, Dividend Aristocrats^® Daily Risk Control 5% Index is a volatility control index that consists of the S&P 500 Dividend Aristocrats Index and a cash (accruing interest at 3 Month LIBOR) component.  The Index is dynamically adjusted between the two components to target a 5% level of volatility.  The S&P 500 Dividend Aristocrats Index is made up of S&P 500 members that have followed a policy of consistently increasing dividends every year for at least 25 consecutive years.  This Index is well diversified across all market sectors.
• Dow Jones Industrial Average (DJIA^SM) is the oldest continuing stock market index in the world.  Many of the stocks represented in the DJIA are leaders in their industries.
• 10-Year U.S. Treasury Bond is a government-issued debt designed to mirror general market interest rates.

• The values of an index can vary each day and certainly are not predictable.
• Your contract is backed by American Equity.
• You are not purchasing either shares of stock, bonds or any indexes.

Benefits and Features of Our Fixed Indexed Annuity

• Tax-deferred growth
  • Clients do not pay taxes on earned interest unless and until they make a withdrawl from the contract.
• Ability to choose both how they calculate the interest and which index they use.
• Systematic withdrawals of either interest or amounts to satisfy IRS minimum distributions available immediately**
• 10% penalty-free withdrawals after the first contract year
• Each annuity contract gives you access to some of your money without a penalty after the first contract year
• Lifetime Income Benefit***
  • The Lifetime Income Benefit Rider allows you to take a guaranteed lifetime income from your annuity without losing control of your retirement assets
• In Addition, under certain circumstances you are able to liquidate more of the annuity. These circumstances are; if the annuitant is either placed in a nursing home or has the diagnosis of a terminal illness.  This amount varies by both state and product as well as issue age.
• In fact, surrender charges may apply for early withdraw.

 AMERICAN EQUITY BROCHURE

CHOICE SERIES 10 BROCHURE FROM AMERICAN EQUITY

COMMISSION SCHEDULE AMERICAN EQUITY

AMERICAN EQUITY POWER POINT PRESENTATION

If you would like to contract to sell these products, you can either call us at (203)796-5403 or email Lisa at Lisafusco@croweandassociates.com