AARP Medigap Rates 2013 New York

AARP has released the average rate changes for 2013 in the State of New York.   This includes rate increases for current and grandfathered plans such as Plan J supplement.  Rates have been maintained well by AARP/United Healthcare which has resulted in very low increases for some plans and no increases for others.   AARP Rates 2013 New York

Medicare Supplement plans are standardized in New York which means that there are no variations in benefits in a supplement regardless of the company offering it.  The only difference is the premium of the plan.  If a consumer is looking to purchase a plan F supplement, the only thing they need to be concerned with is the price.  The benefits are identical from company to company.

I would like to dispel some common misconceptions with Medicare supplement plans (Also called Medigap) Medicare supplement plans DO NOT have a network.  You may go to any doctor that accepts Medicare.   Medicare supplement do not have drug coverage, you need to purchase a part D plan in order to obtain drug coverage.   Medicare Supplements are secondary to Medicare.  When you go to the doctor or hospital, you show them your original Medicare card and that is what they will bill.  The supplement will pick up the costs that original Medicare does not cover.  There is not any Medical underwriting in the state of Connecticut if you are turning 65 or if you have had continuous coverage for a retirement plan, a different supplement or a Medicare Advantage plan.

Please feel free to call or email with any questions.