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Long Term Care

Long Term Care Information

The Importance of Long Term Care Insurance

Those who fail to invest in long-term care insurance are failing to invest in their future. As daunting of a subject as discussing your long-term care needs may be, it is an important conversation that allows you to receive peace of mind about the future. It is no surprise that rising health care costs are among the top financial concerns for Americans, but holding a long-term care insurance policy can relieve both you and your loved ones from the financial burden of these expenses.

Fun Facts

  • If purchased by someone 55 or younger, the average annual premium for a long term care policy is about $1,830, which is much cheaper than the $45,000 – $100,000 in out of pocket costs for these services without insurance.
  • Did you know that about 40 percent of individuals who reach their late 60s will need to enter a nursing home during their lifetimes?

FAQ

Q1) I have Medicare so I don’t need long-term care insurance, right?

Despite popular belief, Medicare typically only covers 100 days of skilled nursing care that is needed after an accident or hospitalization. Your Medicare coverage will not pay for permanent assistance, therefore, a long-term care policy is crucial.

Q2) Isn’t long-term care insurance too expensive?

Due to the amount of care a long-term care insurance policy provides, they can be costly. However, having a home health aide visit your home for 8 hours each day can cost upwards of $50,000 annually and a private room at a nursing home typically costs over $100,000 annually, meaning investing in a long-term care policy is significantly less expensive.

Request a Custom Quote

We understand how daunting this conversation can be but we will be your guiding hand to ensure a smooth experience. The insurance experts at Crowe & Associates will help you choose an affordable long term care insurance policy that meets your unique needs. Simply fill out the “Custom Quote” form to the right to get started.

Understanding Long Term Care

A long term care insurance policy will ensure that you receive the care you deserve whether you are in need of assisted living or nursing home care, in the comfort of your own home or at a facility. This vital policy allows you to avoid using your entire life savings as well as avoid depending on others for your financial needs and physical well-being. When you have a long term care insurance policy, you do not have to sacrifice your financial independence.

REQUEST A CUSTOM QUOTE

We stay up to date on the latest in Long Term Care, and have excellent relationships with the providers, so we can get the best package for you.

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With licensed sales professionals in both the investment and insurance fields, the experienced and knowledgeable team at Crowe & Associates can tend to your various needs.

Latest News

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For agent use only.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800 MEDICARE to get information on all options.

Not affiliated with the U. S. government or federal Medicare program. This website is designed to provide general information on Insurance products, including Annuities. It is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that [Agency Name], its affiliated companies, and their representatives and employees do not give legal or tax advice. Encourage your clients to consult their tax advisor or attorney.

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  • Home
  • ABOUT
  • Sales Blog
  • Sales Tools
    • Online enrollment
      • Connect4Medicare
      • Sunfire
    • Quote and comparison site
    • Application Processing
    • Free Medicare lead program
    • Agent website
    • Predictive dialer
  • Free Leads
  • Products
    • Medicare Plans
    • Life Insurance Plans
    • Final Expense Insurance
    • Long Term Care Insurance
    • Fixed and Indexed Annuities
    • Healthshares
    • Dental and Vision Plans
    • Other Products
  • Training Webinars
  • Contact Us
Crowe & AssociatesCrowe & Associates

Online Enrollment- Enroll prospects online without the need for a face to face appointment. Access to all major carriers with the ability to compare plan benefits and prescription drug costs. Link to recorded webinar https://attendee.gotowebinar.com/recording/2899290519088332033

All agents receive a personalized enrollment website. Prospects can use the site to compare plans, check doctors, run drug comparisons and enroll in plans. Agents are credited for all enrollments. Click Here

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