• Through the Affordable Care Act, individuals under the age of 19 must be offered vision benefits.
• There is no dental insurance plan on the market that pays for everything. These plans are solely designated to aid in payment.
• Many treatments and procedures are not covered by dental and vision insurance, but that does not mean that they are any less necessary for a patient.

Q1) What happens if a recommended treatment is not covered by my dental insurance?

Unfortunately you may be required to pay for the treatment out of pocket. Dental coverage does not necessarily ensure that each and every treatment and procedure will be covered by your policy.

Q2) What does vision insurance typically cover?

Vision insurance generally covers annual eye examinations, eyeglass frames, contact lenses, eyeglass lenses, and LASIK and PRK vision correction at a discounted rate.

Q3) Will I have to pay a co-pay for every dental or vision appointment?

Yes, most policies require a copay of some type. There are some plans that will cover preventative services without the need for a copay, however.

At Crowe & Associates, we want to make sure that you are receiving the preventative care necessary to thrive. We will help you seek a dental and vision insurance policy so that you can start receiving your deserving protection. Simply fill out the “Custom Quote” form to the right to get started.