UHC 2022 OTC Catalog
UnitedHealthcare offers members of some Medicare advantage plans an OTC benefit. Plans that offer these benefits are; AARP Medicare advantage Walgreens & the UnitedHealthcare Dual complete. Please keep in mind, these plans and benefits are not available in all areas.
The UHC Dual complete plan offers a $40 per month benefit that members can use to purchase covered OTC products such as; pain relievers, vitamins, cough drops, ect. as well as healthy food items like fruits, vegetables, fish, meats, dairy and many other items.
Learn more about the 2022 UHC DSNP OTC benefit; click here
Important: The UHC Dual plans are only available to members who have both Medicare & Medicaid.
Here is how the UnitedHealthcare OTC benefit works:
Each quarter UHC adds credits to your OTC account. You can then use the credits to purchase covered OTC items. Please remember; the credits either expire at the end of every quarter or annually, depending on the plan.
To find out if your Medicare advantage plan offers an OTC benefit; either check your plans summary of benefits or call the customer service number on the back of your card to speak with a customer service representative.
If you are in a participating plan, you will probably want a copy of the UHC OTC Catalog.
Download the 2022 UHC MA First Line OTC catalog: click here
If you are a member who is on both Medicare and Medicaid, use the link below to access your OTC catalog:
Click here to download the 2022 UHC DSNP OTC catalog
There are a few ways to order OTC items:
- Call the FirstLine Benefits customer service representatives at 1-800-933-2914. Make sure you have your OTC card and the item number for the products you want from the catalog. If you are a member of a UHC DSNP plan, you can call 1-833-853-8587 to get help with your OTC and Solutran (Healthy foods) benefits.
- Create an online account by going to: MyUHCMedicare.com/HWP. Once you have set up your account, you can confirm you OTC balance and order approved items.
View the 2021 UHC OTC catalog information; click here
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Wellcare OTC Catalog 2022
The Wellcare OTC Catalog 2022 is available through a link below in this post. The booklet contains step by step instructions on how to order online with a phone or picking the items up in store. You will need your member ID in order to access the benefits of the OTC Catalog. Members can find their ID number in the front of their health plan ID Card. The amount of benefit will depend on the plan you have. Call OTC Health Solutions at 1-866-819-2516 if you need assistance.
Wellcare OTC Catalog 2022: Benefits and other frequent questions
You can use OTC benefits three times per quarter if you are going through the home delivery service by phone or online. There is unlimited access to benefits at select OTCHS-enabled CVS pharmacies. Keep in mind, benefits are quarterly and cannot be rolled over to a future benefit. You will not be able to exceed the amount of OTC benefit online or by phone. You may go over the benefits amount at a OTC Health Solutions CVS store and pay the difference out of pocket. To find a local CVS location go to the store locator site here.
If you need additional information about the products, just go to https://www.cvs.com to look up the images of the products and obtain additional information such as ingredients. Your items will arrive by USPS at no charge, although they may take up to 14 days to arrive.
Return Policy
No returns or exchanges of items are allowed. Please contact OTC Health Solutions if you do not receive your items or if your items arrive either damaged or defective. If you encounter a problem, you must contact customer service within 30 days of placing an order. Members must call within 30 days of ordering the item to report an issue. If your items are not in stock, you may receive an item of either greater or similar value as a substitute.
Wellcare OTC Catalog 2022: CLICK HERE FOR 2022 CATALOG
Quote and compare 2022 Medicare Advantage, Medicare Supplement and Medicare stand alone part D plans
Use the link to quote and compare plans for 2022. You can run doctor and drug lists to see which plans work best.
CLICK HERE TO QUOTE AND COMPARE PLANS
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Anthem 2022 OTC catalog
If you are a member of an Anthem Medicare Advantage plan, information about the Anthem 2022 OTC catalog will e useful. It is important to note that; all Medicare Advantage plans do not offer an OTC benefit. Members can confirm the benefits offered by their plan either by checking the summary of benefits provided for their plan or calling the member services number listed on the back of your membership card.
What is an OTC (Over The Counter) benefit:
An OTC benefit is a specified amount provided to members of participating plans that covers approved over the counter(non prescription) health related items. This benefit covers things such as; OTC pain relievers, antacids, band aids, oral care and vitamins, as well as various other non-prescription health items.
Please keep in mind; This benefit is provided on a quarterly basis.
On the first day of each quarter, your benefit amount is loaded to your card and available for use. Any unused OTC benefit amount rolls over to the next quarter. All unused OTC benefits expire on December 31 of the benefit year.
Click here to download the 2022 Anthem OTC catalog
There are a few different ways to order your OTC items:
- Shop for OTC items in one of the 4,700 Walmart, Neighborhood Market stores or in one of the other participating retail locations. To find a participating retailer near you; you can either go to www.healthybenefitsplus.com or you an download the Healthy Benefits mobile app. You can download the mobile app by going to either the Apple app store or Google play.
- Once you have installed the app, you can:
Check the balance on your OTC card
Review your recent orders
Download a copy of your card
Scan items in the store to see if they are eligible OTC items
Order either a new OTC card or catalog
- Once you have installed the app, you can:
If you prefer not to leave your home; you an order items either online or over the phone:
- To order your items online; just go to www.HealthyBenefitsPlus.com/AnthemBCBSOTC and click on the get started link. Once you set up your account, click the buy at Walmart.com button, choose your OTC items and place your order. Your order is delivered, at no cost, to your home. If your order cost is over your benefit limit, you must add another form of payment for the overage amount.
- If you would rather order over the phone; call 1-866-413-2582 (TTY: 711) and speak with customer service representative. Be sure to have your OTC card and product name as well as the item Id number ready before you call.
Additional Anthem 2022 OTC catalog information:
- This OTC benefit is solely for the use of the member.
- Both sales tax and shipping costs are added to your order total and deducted from your benefit amount.
- Items will arrive either by FedEx, UPS or individual courier from Walmart.
- If your order is damaged, lost or stolen; you can request a replacement by calling customer service at 1-833-235-2107 (TTY: 711)
Please note: the prices of some catalog items are subject to change due to price changes after the catalog is printed.
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Aetna OTC catalog 2022
Anyone who is a member of an Aetna Medicare Advantage plan needs to know about the Aetna OTC catalog 2022.
Please note; the OTC benefit is not available on all Aetna Medicare Advantage plans. It is always a good idea to check your benefit either by calling the customer service number on the back of your membership card or by going over the summary of benefits provided to you by Aetna.
For 2022, there are three different ways to place your OTC order. You can order either in store, over the phone or online.
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To view the 2022 Aetna OTC Benefit flyer; click here.
To order in store:
1. Look in your Aetna OTC catalog 2022 to find the items you want to purchase. You may only use your benefit to purchase items listed in the catalog.
2. Locate an approved participating OTCHS enabled CVS Pharmacy or Navarro store. Please note; not all CVS stores participate in the OTC benefit program.
To find your nearest location, either go to cvs.com/otchs/myorder/storelocator or call 1-833-331-1573 (TTY:711)
3. Some participating stores have an OTCHS section in the store to help members locate eligible products. If the store does not have a section, you will need to look for participating products with blue labels. Important: not all products with blue labels are eligible for purchase as part of your program. Always refer to you OTC catalog to determine product eligibility.
4. When you get to the cash register, be sure to tell the cashier that you have an OTC benefit and show them your member ID card. It is important to do this before they start to scan your items. Doing this will determine your eligibility. It is not a form of payment.
Note: Some in-store prices may differ from those listed in the catalog. When this occurs, the price in the catalog is what is deducted from your benefit. Members cannot combine catalog Catalog prices with promotional offers or ExtraBucks rewards.
To order online:
1. If it is your first online order; you need to create an account. Just go to; cvs.com/otchs/myorder. Once you are on the website, you choose “create an account” and you can follow the instructions from there. Be sure to have your member ID card handy to enter your information. Be ready to create a password that you can remember.
If you share an email address with someone who also has an OTC account, you will not be able to create a new account using the same email address.
2. After you sign in to your account, you will be able to see your benefit amount and balance at the top of the page. You can look through the available products and add them to your basket. When yo do this, your total available balance will automatically adjust.
When you are finished adding items to your basket, just click; checkout. From there you can confirm your shipping details and place your order.
You will receive an email conformation of your order with a tracking number as soon as your order has shipped. In most cases, orders arrive within 14 days.
Another email will arrive when your order has been delivered.
Please note: you must place your order no later than 11:59 PM ET on the last day of each benefit period.
To order over the phone:
1. You can place your OTCHS; just call 1-833-331-1573, Monday – Friday from 9 am until 8 pm local time (except Hawaii). You can also use this number to request a catalog.
2. Your account will be located and you will need to enter your birth date in MMDD format.
3. Your name and address will be verified.
4. You will then need to enter the numerical item code on the phone key pad. Ex: to order item “C11 Sore Throat Lozenges,” you will select “11” you will select 33 and then wait for the prompt to confirm the item. When you get the prompt, you can select your next item.
5. Once you complete your order, you can review the items in the cart and submit the order. If you decide to review your order, you can either edit items, start over, submit the order or ask to speak with a representative.
Important: If you choose to speak with a representative, your order will not be saved and you will have to restart your order.
Aetna 2022 OTC DSNP catalog – click here to download
Click here to download Aetna OTC 2022 Value Catalog
Aetna National OTC catalog 2022 – click here
Additional information about the Aetna OTC catalog 2022:
Each item has a quantity limit of 9 per quarter except for the following:
– Blood pressure monitors have a limit of 1 per calendar year.
– Digital thermometers, rechargeable toothbrushes, the TENS targeted muscle therapy machines, the standard quad cane and heating pads, are limited to one per quarterly benefit period.
Orders are shipped to your home address at no charge and usually arrive within 14 days.
If you receive a damaged item, just call OTCHS 1-833-331-1573 (TTY:711) within 30 days of receipt.
You will receive a replacement for your original item. OTCHS does not accept either returns or exchanges.
This benefit is only for member use and cannot be transferred. Product orders may not exceed the benefit amount.
Please note: Aetna OTCHS receives high call volumes during the first and last weeks of the month.
Medicare Compare Website
Crowe and Associates offers clients a Medicare compare website that allows current and future clients to search for the plans that fits them best. The quote site (through Connecture) gives clients the ability to search for the Medicare Advantage, Medicare supplement and/or Part D Rx plan that fits theirs needs. Using our site does not send your information to any third parties. As a result, you will not be receiving any solicitations by telemarketers when you use the platform.
Are you a Medicare agent? Learn about our free Medicare lead, marketing and advertising program
Medicare Compare Website through Connecture: plan research
The site will give you access to a number of companies Medicare Advantage and PDP plans. The plans are based on the area you search allowing people in all 50 states to utilize it. Quote and compare all the Medicare (MA and MAPD) plans and PDP plans in your area from multiple carriers. For those eligible for state help through Medicaid or the Medicare savings program, the Medicare compare website has an option to show dual eligible plans available. Medicare supplement quoting is also available for those that want to check Medigap prices in their area.
Doctors and Medications:
Creating a profile on the Medicare compare website allows you to create and save a list of doctors and medications. Lists can be saved to make checking doctors and medications for Advantage plans and PDP plans easy. The system will show how each plan covers the medications to see which ones have the lowest overall cost for the year. You can run a list of your doctors against all the advantage plans at the same time. This means, you do not have to look through multiple provider directories.
Medicare Compare Website: Enrollment
Members may enroll into the plan they like directly through the site without the need to speak with an agent. For those We are available to help those that would like to discuss the options before making a final choice.
Use the Medicare What’s Covered App to review Original Medicare benefits
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Humana OTC catalog 2021
The Humana OTC catalog 2021 is a great resource for anyone who has a participating Humana Medicare Advantage plan. Due to the fact that there are yearly changes to benefits, it is always a good idea to check your summary of benefits even if you are on the same plan as last year. Look up your coverage information in your MyHumana account, under member support. Just click on Documents and Forms under member support.
CLICK HERE FOR THE 2022 HUMANA OTC CATALOG
Humana 2021 OTC Order form
Download the 2021 Humana OTC catalog: Click here
Place your OTC order:
Online at HumanaPharmacy.com. Simply click on “Shop OTC & Supplies” and add OTC items to your cart and place your order.
Use the Humana Pharmacy mobile app. Easily download the app from your mobile service provider to place your OTC when it fits into your schedule.
Send your order by mail. Fill out the OTC Health and Wellness product order form and send to: Humana Pharmacy, PO Box 1197, Cincinnati, OH 45201-1197.
Fax your completed order form to 1-800-379-7617.
Any order that exceeds your plan’s allowance will require a payment by either check, money order or credit card to pay the balance due. Any balance over the OTC allowance limit will be subject to sales tax.
2021 Humana OTC Order form
2021 Humana OTC catalog – download
Additionally:
If you have monthly benefit allowance, you must place your order by the 20th of each month. On the other hand, if you have a quarterly allowance; orders must be placed by the 20th of the end of the quarter. (March, June, September and December).
Some plans offer a rollover allowance. This means, your benefit will roll over to the next benefit period. Please be aware, benefits do not roll over to the following year and must be used by December 31.
Choose the best plan for your needs; learn more
Learn about the Medicare updates for 2021
Need help with your OTC benefit; call Humana Pharmacy 1-855-211-8370 (TTY: 711). M-F, 8 a.m. – 11 p.m. and Sat., 8a.m.- 6:30p.m. EST.
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Wellcare OTC catalog 2021
If you are looking for a Medicare Advantage plan, consider all the benefits a Wellcare Medicare Advantage plan has to offer. Some plan benefits include an OTC allowance. Take a look at the Wellcare OTC catalog 2021.
2022 Version: CLICK HERE FOR THE 2022 WELLCARE OTC CATALOG
Wellcare 2021 OTC catalog – download.
There are 3 ways to purchase approved items:
You can purchase items online 24/7. Just create an account at: cvs.com/otch/wellcare. you will need your member ID, birthdate, zip code and a current email address.
- You can look up your benefit amount and and purchase OTC items from your inside your online account, browse products and add items to your cart.
- Once you have placed your online order, you should receive it in about 14 days. Wellcare must receive your order no later than 11:59 PM, ET for same day processing.
Order over the phone: Call 1-866-819-2516 (TTY:711) A customer service representative will assist you Monday-Friday from 9am-8pm. The representative will ask yo for both your Id card and the item code to place your order.
- Call the OTCHS (over the counter health solutions) and use the automated system to order 24/7. Some information such as your birthdate will be used to authenticate your identity. Once the authentication process has started, your name and address will be verified.
In person; just go to cvs.com/otchs/wellcare/storeloctor to find a participating location to purchase items from.
- Use your OTC health solutions catalog to find approved items. Approved items will have a blue label to help identify eligible products.
- Go to any cashier and show them your insurance OTC card to checkout.
Any unused OTC benefits will not roll over to the next benefit period. In other words, this is a use it or lose it benefit.
Additional information: Returns or exchanges are not permitted, sue to the personal nature of the products.
Please call OTC Health Solutions 1-866-819-2516 (TTY:711) within 30 days of placing your order to report either missing or damaged items. A replacement item of either equal or greater value will be substituted at no additional cost to you.
Any unused OTC benefits will not roll over to the next benefit period. In other words, this is a use it or lose it benefit.
Click here for Wellcare CVS OTC catalog.
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Contact Crowe and Associates for help with your Medicare plan at (203)796-5403 or by email at admin@croweandassociates.com.
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UHC OTC catalog 2021
Some UHC Medicare Advantage plans provide members with OTC benefits. For anyone who is in one the participating MA plans, the UHC OTC catalog 2021 is a useful tool. There will be a lot of great information included in the welcome packet you will receive. This packet includes, your ID card, benefit information and a fulfillment by Walmart OTC card.
UPDATE: CLICK HERE FOR THE 2022 CATALOG
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Download the health & Wellness catalog for 2021 here.
Members of specified UHC Medicare Advantage plans receive OTC credits every quarter to use on approved items.
On the first day of each new quarter, the credits will arrive in your UHC OTC account. The amount of credits each member receives depends on the plan you are on. The plan summary of benefits will specify the plan benefit amount. After that, your credits will expire at the end of each quarter and do not rollover.
Here are the ways you can use your benefit credits:
Go online and create an account at; MyUHCMedicare.com/HWP. Once you have created your account, you can check your OTC balance, look for approved items and place your order.
Order over the phone at; 1-833-845-8798 TTY 711. Please be sure you have your product number as well as name of item and your account number handy before you call. The customer service representative will also ask you for the security code found on the fulfillment by Walmart card.
Place your order through the mail. Just use the mail order form and the postage paid envelope you find in your health and wellness product catalog.
CLICK HERE FOR CATALOG
Medicare changes 2021
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Aetna OTC catalog 2021
Are you a member of an Aetna Medicare advantage plan? If you are, you need the Aetna OTC catalog 2021, because it offers many great products at no cost to you. Not sure if your plan offers this benefit; check the summary of benefits for your plan. If you do not have a summary of benefits, you can find out if your plan offers the OTC benefit by calling: 1-833-331-1573 (TTY:711). Due to the fact that different Medicare Advantage plans offer different benefits, be sure to note if you have either a monthly or a quarterly benefit amount.
Members of participating plans can access both plan documents and the OTC catalog online: AetnaMedciare.com/OTCCatalog.
Once you are on the website; choose plan year 2021 and sue the drop down menu to fill in other necessary information. Once this is done, you will be able to access all plan documents including the OTC catalog.
Download the 2021 OTC catalog
Members of the Aetna 2021 DSNP plan can click here for the OTC catalog.
Because people like to do things differently, Aetna gives members 3 ways to order OTC items:
Before you place an order, please have your Aetna member ID number ready.
To order by phone, call 1-833-331-1573 (TTY:711). You can reach customer care representatives Monday-Friday, 9am- 8pm local time except in Hawaii.
Pick up your order in person at any participating CVS OTCHS-enabled pharmacy. To find a participating CVS; just go to the store locator at: cvs.com/otchs/myorder/storelocator.
Order online at: cvs.com/otchs/myorder. The first time you go to the site, you will need to create an account.
Do you need a paper copy of the catalog? Just call member services; you will find this number on your member ID card.
If you are a D-SNP plan member, you will automatically receive an OTC catalog in the mail with your other plan documents.
If you would like to download a copy of the Aetna OTC catalog:
CLICK HERE – 2021 AETNA OTC CATALOG
CLICK HERE – 2021 AETNA DSNP OTC CATALOG
Should I choose a Medicare Advantage Plan or a Medicare Supplement Plan?
We can set up a time for you to speak with a licensed insurance agent, if you need help choosing an insurance plan. Contact us either at (203-796-5403) or email admin@croweandasociates.com.
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Connecticare OTC catalog 2021
The Connecticare OTC catalog 2021 is a great tool for any member of a participating Connecticare Medicare Advantage plan. To verify weather or not your plan offers the OTC benefit; either look through your plan materials or call 1-855-957-2056 (TTY:711). Yo can go online connecticare.com/medicare to check your plan benefits.
CLICK HERE FOR THE CONNECTICARE 2022 OTC CATALOG
The folowing plans offer a quarterly benefit amount:
- Choice Part B Saver Plan allows members a quarterly OTC benefit amount of $75.
- Flex 3 Plan provides a quarterly OTC benefit amount of $50.
- Choice Dual BASIC-QMB Plan- provides a quarterly OTC benefit amount of $50.
Anyone who is a member of one of these plans can use the following mail order form:
Connecticare OTC information – Click here
Any members of one of the plans listed above plans; order your OTC items either online at connecticare.com/mailOTC or over the phone: 1-877-239-2942.
Please note: You will need your member ID when placing an order. All items ordered will be mailed to the member.
Member of Choice Dual HUSKY Plan receive their OTC benefit amount of $50 monthly.
Any member of the Choice Dual Husky Plan will receive an OTC card to use in store on approved purchases. The card may only be used in stores that are part of the participating network. To view a complete list of participating pharmacies visit otcnetwork.com.
Some of the Connecticare OTC network pharmacies include: CVS, Duane Reade, Family Dollar, Rite Aid, Walgreens and Walmart.
Because OTC benefits expire at the end of each benefit period; either the end of the quarter or the end of the month it is Important to be sure and use them before it is too late. The unused balance does not rollover.
If you want help finding the best Medicare plan option for you; contact us either by phone at (203)796-5403 or email at admin@croweandassociates.com.
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EmblemHealth OTC catalog 2021
If you are fortunate enough to be enrolled in one of the Medicare Advantage plan that is offered by EmblemHealth, you may like a copy of the EmblemHealth OTC catalog 2021. Members who are unsure of their plan benefits; can contact member services to verify their benefits.
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Take a look at the EmblemHealth 2021 OTC Catalog.
Do you need a catalog mailed to you; call Nations OTC at 877-239-2942.
Members of participating plans have 3 ways to order OTC items.
- Mail in your order; just fill out the order form and send your form to: NationsOTC, 8930 West State Road 84, Suite 187, Davie, FL 33324.
- Call the order in. You can reach NationsOTC at 877-239-2942 (TTY: 711). Member Experience Advisors are available from Mon- Fri, from 8 am until 8 pm.
- Order online at: EmblemHealth.com/mailOTC . Be sure to have the item number as well as your member ID with the number 1 on the end and your birthdate available.
If you are a member of the VIP Reserve HMO, you can only access the OTC benefit through mail order and will not receive a separate OTC card. Please use your member ID on your order form.
EmblemHealth OTC Order Form; 2021 Mail Orders.
2021 EmblemHealth 2021 OTC Catalog – click here.
You can also visit EmblemHealth.com/mailOTC to view a copy of the OTC catalog.
In the event that an item is unavailable, EmbleHealth reserves the right to substitute an item of equal or greater value. There will be no additional cost for item substitutions.
Members who place an order over the OTC benefit limit will need to provide an additional payment method before their order can be processed.
Once your order is processed; it should take about 2-5 business days for you to receive it. Orders are non returnable as the items are of a personal nature.
If you either need help or have questions; just call Member Experience Advisors at 877-239-2942 (TTY: 711).
Does Medicare cover home healthcare; click here to learn more
What does the donut hole mean?
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How to sell Medicare plans over the phone
It is not difficult to learn how to sell Medicare plans over the phone. We will provide the blueprint in the article below. If you do not have experience in Medicare sales, there are some steps to take prior to starting.
You will need a health insurance license to sell Medicare plans
Click here to see the steps to get a health insurance license
Starters guide for Medicare Contracting
After you have an insurance license, there are steps to take for contracting and certifications. Use the link for step by step instructions. Medicare contracting and certifications guide
How to sell Medicare plans over the phone- The set up
There are a number of ways to sell Medicare plans over the phone. The most obvious option is to get set up as a call center/telesales agency. While this set up can ultimately work very well, there are some obstacles to doing it which are time and cost. Call scripts will need approval by the carriers. All calls will need to be recorded as well. The other negative is the cost to start the call center. Those with funding and time to invest should call us to discuss the call center option further at 203-796-5403 or email Edward@croweandassociates.com. For most people we will suggest a different approach.
Selling by phone in conjunction with online enrollment
A quicker and less expensive way to start is selling over the phone and processing enrollment online. The online enrollment function is available at no cost through our online enrollment portal Connect4Medicare (C4M) C4M provides agents with their own approved enrollment website and consumer facing URL. Agents and prospects can quote and compare plans, run drug comparisons, search doctors and enroll prospects online without a face to face meeting. The agent can enroll the prospect or the prospect can self enroll through the link sent to them by the agent. You can text or email the enrollment links. CLICK HERE TO LEARN MORE ABOUT CONNECT4MEDICARE Under this set up, agents can talk to prospects over the phone and then email or text them the link to complete the enrollment.
How to sell Medicare plans over the phone: Generating lead volume
You will need to generate prospects to try to close so figuring out the method to use is important. There are a number of ways to do this but we will focus on two of them here.
Telemarket leads: There are companies that will generate leads by phone at a set price per lead. The calls are recorded and the information is sent to the agent to close the sale. We have worked with a vendor to offer one of the best prices for teleleads. With call back leads at $10.00 and live transfers at $16.00 a large amount of volume can be generated at a low cost. CLICK HERE TO LEARN MORE
Online leads: Online leads are also a good way to generate prospect volume at a low cost. You can get online leads for $8 to $15 each depending on the lead aggregator/lead company. Shared and exclusive leads are available but we suggest using shared leads due to the high price point of exclusive leads.
CLICK HERE TO LEARN MORE ABOUT USING ONLINE LEADS
We offer a free lead program to help off set your lead costs- Learn more about the Crowe and Associates Free Medicare Lead Program
How to sell Medicare plans over the phone: Other important things to know
Having the correct set up for phone sales is important but organization is also key. As a result, it will be important to have a good CRM. Connect4Medicare is a basic CRM but we suggest having your own in order to stay organized. It will be important to keep all prospects in your database, schedule return calls and keep notes on each call. In addition, you need to have a scheduled routine every day. How many leads will you work? What time will you be contacting new prospects vs. calling existing prospects you are working with? Other things to consider are: How much money will you have in your daily lead budget? Do you have access to all competitive plans in the area/states you are working? Thought and preparation is needed in order to be successful when starting any type of phone sales.
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