Why Selling GTL Advantage Plus Plans Is a Smart Move for Insurance Agents
As the Medicare and senior insurance markets continue to evolve, one product category remains consistently valuable; hospital indemnity insurance. When it comes to hospital indemnity coverage, Guarantee Trust Life (GTL) stands out as a trusted leader with its Advantage Plus plan. Why offer GTL Advantage Plus plans; it’s a strategic growth opportunity for agents serving Medicare Advantage clients.
Let’s explore why selling GTL Advantage Plus plans can strengthen your business and protect your clients.
A Solution to Medicare Advantage Cost-Sharing Gaps
Many Medicare Advantage plans come with low or $0 premiums, but they also include deductibles, copays, and out-of-pocket costs that can surprise clients during hospital stays. GTL Advantage Plus helps close that financial gap by offering cash benefits paid directly to the policyholder when they are confined to a hospital or receive certain outpatient services.
For your clients, this means:
- Financial help when hospital bills add up
- Funds they can use for medical or non-medical needs (transportation, bills, groceries, etc.)
- Peace of mind knowing their Medicare Advantage cost-sharing is covered
For you, this means providing real value and building deeper trust with your customers.
Flexible and Feature-Rich — Built for Today’s Market
GTL Advantage Plus stands out because of its flexibility and robust benefit options, including:
- Daily hospital confinement benefits
- Observation stay coverage
- Ambulance and emergency room benefit options
- Skilled nursing facility benefits
- Cancer and lump-sum benefit riders
- Short, simple application process and easy underwriting
This flexibility makes the plan easy to fit into a wide range of client needs and budgets.
Easy Sell With Medicare Advantage — Without Replacing Coverage
Hospital indemnity insurance is one of the easiest products to cross-sell during Medicare Advantage discussions. You’re not asking clients to replace coverage; you’re enhancing what they already have.
This means smoother conversations and higher client satisfaction. Plus, GTL plans often pair naturally with popular MAPD designs, making the value immediately clear.
Watch a YouTube video on GTL product sales
Strong Commissions & Year-Round Sales Opportunities
Selling GTL Advantage Plus isn’t just good for clients; it’s good for your business. Advantages include:
- Competitive commissions
- Sales opportunities outside of AEP (work year-round!)
- Fast approvals and efficient e-applications
- Strong retention and persistency
Agents can use the Advantage Plus plan to keep revenue flowing consistently, not only during busy enrollment seasons.
Are you ready to join the team at Crowe – click here for online contract.
Trusted Company & Agent-Friendly Support
GTL has been serving policyholders since 1936; a testament to its financial strength and service commitment. Agents benefit from:
- Reliable claims processing
- Friendly agent support
- Great technology tools
- A reputation that builds client confidence
When you represent GTL, you align with a company that values agents and provides the tools needed to succeed.