United Hospital Indemnity Plan
Because of the high cost of medical care, especially a hospital stay, we are now offering our clients the United Hospital Indemnity Plan.
Both the Hospital SafeGuard PremierSM plan and the Hospital SafeGuardSM plan can help fill some of the gaps in your health coverage.
These plans provide cash to help you pay both the deductible and non-covered expenses you incur from a hospital stay.
When you choose either a Hospital SafeGuard PremierSM or a Hospital SafeGuardSM plan:
You will receive benefit payments that you can use in any way you choose. There are many options, you could either save them, pay medical bills, or even pay expenses you incur because you are away from your job. The payment is not limited by provider networks. Your payment remaine the same no matter which provider you use. In fact, you will not have to meet any deductible before you receive payment. These plans are available to your whole family. The plans are guaranteed renewable up to the age of 65.
Would a hospital stay be a financial burden to you or your family?
Did you know that the average length of a hospital stay in 2010 was almost 5 days? The cost for inpatient care per day was almost as high as $2,000.
This large expense could have lasting effects on your family’s budget and cause some people a real hardship.
Hospital SafeGuard PremierSM or Hospital SafeGuardSM pay you cash benefits for eligible hospital inpatient as well as ICU admittance. These plans are not a replacement for your regular health insurance. You can purchase these plans to have that extra safeguard against unforeseen illnesses.
Both plans are easy to use.
If at any time you receive qualified medical care, all you have to do is, fill out the claim form, your carrier provides you. Submit the forms along with copies of your receipts. Your carrier will then send you a reimbursement check for the fixed amount as long as they do not exceed the calendar year maximum.
Please note, You must have ACA minimum essential coverage to qualify for either Hospital SafeGuard PremierSM or Hospital SafeguardSM.
If you decide to purchase Hospital SafeGuard PremierSM, you may be disqualified from making tax-deductible contributions to a Health Savings Account. Check with your accountant to be sure about the current tax laws.