United Healthcare has made changes to their current suite of AARP branded Medicare Complete plans for 2012. The majority of changes are to the basic co pay structure of the plan. Some of the bigger changes are detailed below.
The AARP Medicare Complete RPPO $0 premium plan will no longer be $0 premium for 2012. The plan will now have a $20.00 monthly premium but will have the same platform as last year (PPO with in and out of network benefits). Office vist copay for 2012 are $20 per visit primary doctor and $45 per visit specialist. The Inpatient hospital copay has been changed to $400 a day for 4 days in 2012 vs. $320 a day for 5 days last year. The Rx benefit copays have increases slightly to $5.00 tier 1 generic, $8.00 tier 2 non-preferred generic, $45.00 tier 3 name brand and $95.00 for tier 4 non preferred name brand. The biggest change is in the outpatient surgery benefit which is now a 20% cost share.
The plan still offers in and out of network coverage and maintains one of the larger Medicare Advantage plan networks in the northeast. United HealthCare will also be offering their Non AARP branded Medicare Complete Plan 1 and Plan 2 HMO plans in most Northeastern states. The Plan 2 option will still be $0 monthly premium.
More detailed information can be found by clicking on the links below