Crowe & Associates

Medicare savings program CT 2019

Medicare savings program CT 2019

Medicare savings program CT 2019

Medicare savings program CT 2019

There have been some updates to the income limits for the Medicare savings program CT 2019.

INFORMATION IN THIS POST HAS BEEN UPDATED.   CLICK HERE FOR THE NEW PAGE.

The first question you might ask is; who is eligible for the Medicare savings programs CT 2019?  Anyone that qualifies for Medicare part A who has income below a certain level may be eligible for the program.  In most cases, you qualify for Medicare Part A when you turn 65.  Although, certain people who have a permanent disability for 2 years or more can also qualify.

Below is a chart that shows the current income limits for the Medicare savings program Ct 2019:

    Program   QMB   SLMB   ALMB
     Single income   $2,196.51   $2,404.71   $2,560.86
     Couple income   $2,972.99   $3,254.79   $3,466.14

If you have Medicare Part B:

You may receive help paying your monthly premium.  The premium for Part B normally comes out of your Social Security check.  When you qualify for any of the Medicare savings programs (either QMB, SLMB or ALMB) the state will pay your Part B premium.

If you do not qualify for Part A or Part B benefits,  the state of CT will help you get them.  If you qualify for QMB, the state will pay your Part A premium for you.  You can “conditionally” apply for Medicare Part A through your local Social Security Administration office or by phone at 1-800-772-1213.

When you qualify for any level of MSP, you are able to apply for benefits outside the normal enrollment period.  This enrollment is called a “buy-in”.  The QMB program will also help with co-insurance payments as well as deductibles.  The SLMB and ALMB programs do not pay either co-insurance or deductibles for you.

Click here to download the MSP Brochure in English.

Click here for MSP Brochure 2019 in Spanish.

These programs take time to go into effect.  It can be 90 days before there is a difference in your Social Security check.  If this happens, Social Security will reimburse you for the premiums that you paid during that time.  Keep in mind, there is no asset limit for any of the programs.  The only thing that matters is your income.  The amount of help you get will depend on your income.

What is considered income?

Things such as; wages, alimony, rental income, interest or dividends as well as Social Security, pensions and disability payments area all considered income.  You will not have to supply proof of your income when you first submit your application for benefits.  Social Security can easily check the information you provided them.  They will notify you if they need more information to process your request.

MSP 2019 Quick guide 2019 – click here

 

How to apply for benefits:

MSP application CT – click here

Either you can send your application to:
DSS ConneCT Scanning Center
P.O. Box 1320
Manchester, CT 06045-1320
Or, speak to a representative at 2-1-1.  The representatives are available 24 hours a day every day.  You can also call a Choices health insurance counselor at 1-800-994-9422.

To learn more about the services we offer at Crowe and Associates, click this link.

You can also contact us either by phone at (203)-796-5403 or by email at edward@croweandassociates.com.

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