2. Enroll in Medicare Part A and/or Part B
Beneficiaries must be enrolled in at least one part of original Medicare. They do not need to enroll in Part D before applying for Extra help. If the beneficiary does not currently have Part D coverage, they are automatically enrolled in one once the Extra Help is approved.
3. Meet resource and income limits
Individuals cannot exceed the asset and income limits to qualify for Extra Help. If an individual is eligible for Medicaid or any of the Medicare Savings Programs, they automatically qualify for Extra Help. Individuals do not have to apply for Extra Help if they automatically qualify. They will be enrolled in the Extra Help program as well as a Medicare drug plan.
Extra Help Income and Resource Limits 2024
Important: the Extra Help income limits are based on the adjusted gross income reported on the individual’s tax return. Governmental assistance such as food stamps, housing or home energy assistance do not negatively impact your acceptance.
Marital Rights |
Resource Limit 2024 |
Resource Limit with Burial Expenses 2024 |
Extra Help Income Limit 2024 |
Single |
$17,220 |
an additional $1,500 |
$22,590 |
Married |
$34,360 |
an additional $3,000 |
$34,360 |
In some instances, individuals with income that exceeds the limit may still qualify for Extra Help. The following circumstances may allow for special consideration of Extra Help acceptance:
- If the individual provides financial support for other family members who reside with them.
- When the beneficiary earns money by working.
- Anyone who lives in either Alaska or Hawaii.
Because resource limits also count towards determining eligibility, we listed a few examples of what does and does not count below.
These are some things that count as resources:
1.Money in Checking or savings accounts
2.Real estate that does not include a primary residence.
3. Stocks, Bonds & Mutual funds, IRAs or cash
These are some things that DO NOT count as resources:
1. An individual’s primary residence
2. Any vehicles owned by the individual
3. Expense set aside for the individual’s burial; this includes interest on money set aside for burial
4. Personal belongings
For a comprehensive list of what does and does not qualify, contact the local Social Security office.
How to apply for Extra Help
After the application is submitted, Social Security sends a letter to let the beneficiary know if they qualify and what level of Extra Help they will receive.