Aetna Medicare Value Plan Connecticut 2014
In this post we will explain some things about Aetna Medicare Value Plan Connecticut 2014. The Aetna Value plan is an HMO based Medicare Advantage Plan. There is not a monthly premium for the plan. ($0 monthly premium MAPD plan) The insured is still going to pay the Medicare Part B premium of $104 however. The plan is offered to residents of Fairfield, Litchfield, New Haven and Hartford counties.
Aetna value has very competitive benefits compared to the other companies plans in Connecticut. They have co-pays for outpatient surgery and Major Radiology instead of a percentage cost share that many of the other companies have started using. They also have built one of the larger provider networks in the state.
The plan does have some areas where it lags compared to competitors such as lab work copay and primary office visit co-pay. The differences are fairly small however and would not be a reason to choose a different plan. One area to pay attention to is the drug formulary which seems to put drugs in less desirable tiers compared to some other plans.
Like any Medicare Advantage plan, the Aetna Value plan is subject to benefit changes every January 1st. As a result, it is important to compare offerings from all companies during the Annual Election Period.
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