AARP Plan N Supplement has a preferred price point in Maryland and is a good option for Medicare recipients as a result. Other companies offer the Plan N but AARP currently prices it at the best rate which ranges from $85.00 a month to $105.oo a month depending on county.
For those not familiar with it, plan N covers all medical expenses with 3 exceptions. 1- It does not pay the Medicare Part B deductible of $144.00, 2- You can be billed a maximum of $20.00 for physician services and tests, 3- you pay $50 for ER visits. Everything else (including inpatient hospital) is covered in full.
Plan N is a good option for those that want to keep Medicare primary in order to have access to more providers. Plan N also eliminates the risk of any large copays for major services. Plan N would be a good consideration for those with a Plan F supplement or those whom have a Medicare Advantage plan and would like to consider a Medicare supplement instead.
Feel free to call our office or email Ed Crowe if you have any additional questions or would like to apply for Plan N.
Ed’s cell 860-992-4494
Email: Edward@Croweandassociates.com